(REUTERS) — College graduates should be allowed to discharge student loans in bankruptcy, an influential bankruptcy lawyers’ group recommends. And there’s a renewed effort to push the change through Congress.

It’s not the first time the National Association of Consumer Bankruptcy Attorneys has called for a revision to how the bankruptcy code treats student loans.

But with outstanding student loans (which altogether topped $1 trillion in 2011, according to Forbes) now eclipsing credit-card debt (about $800 billion), the lawyers’ group is calling for urgent action.

“There simply is no reason to allow private student loans to be treated differently from other types of unsecured credit,” NACBA said in a report Feb. 7. “In fact, exempting these loans from discharge is likely to cause even more harm for borrowers.”

Note: Read our discussion guidelines before commenting.