(ORLANDO SENTINEL) — State Farm, Florida’s third-largest home insurer, is requesting a 15 percent statewide-average rate hike because of changes it wants to make to its home-insurance discounts and deductibles.

The changes include increasing or reinstating some discounts on policies, but overall, the request is projected to increase rates by a statewide average of 14 percent for homeowners, 49 percent for renters and 27 percent for condominium-unit owners.

In the past two-and-a-half years, State Farm received rate increases of 28 percent, 14 percent, 7 percent, 19 percent and 2 percent, according to the insurer’s proposal to state regulators.

Note: Read our discussion guidelines before commenting.