(Courthouse News Service) After garnishing exempt disability payments from a 100% disabled Army veteran’s wife, a debt collector told the vet he was “living off social security while the rest of us honest Americans work our a– off. Too bad; you should have died,” the veteran claims in court.

Michael Collier and his wife, Kim, sued Gurstel Chargo, P.A., a Minnesota-based third-party debt collector, in Federal Court.

Collier suffered spine and head injuries in the Army and was declared 100 percent disabled. He and his wife, a college student, receive disability payments, which are exempt from execution, according to his complaint.

Nonetheless, Gurstel garnished Kim’s savings account, and the credit union froze her money, to seek $6,000 from Michael’s defaulted student loan.

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