(BUSINESSINSIDER) — The Federal Trade Commission just released a report on the credit reporting industry that could spell trouble for tens of millions of consumers.

When the agency reviewed 1,000 consumers’ credit reports, it found 25 percent of people had at least one error that could negatively impact their credit score. And once the errors were disputed, one in ten consumers saw their FICO scores increase, including five percent who had a 25-point bump.

This is a huge deal.

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