(MIAMI HERALD) — After choosing to attend college, get a room-mate and take public transportation, Ruth Cadet, 17, made the right financial decisions and found herself with a surplus of income.

“I just thought those were the right decisions,” said Cadet. “You can take metro transportation and save up for a nice car.”

Although these “decisions” were made during exercises at the City National Bank financial boot camp for high-school students, Cadet said she learned to budget her money.

“College students tend to spend money that they don’t have,” Cadet said. “I didn’t want to make those decisions.”

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