Emergency fund at 50-something?

by Dave Ramsey -- Dear Dave, My husband and I are in our 50s, and we have just $12,000 to pay off before we're debt-free. We've paid off almost $70,000 in debt more…

Is my kid too generous?

by Dave Ramsey -- Dear Dave, Our son is 13, and he wants to give half the money he received for his birthday to the nursery at our church. They need new more…

Crowdfunding real estate?

by Dave Ramsey -- Dear Dave, I'd like to get involved in real estate investing, but I don't have a lot of cash at present. What do you think of the idea more…

Beware the sad country song!

by Dave Ramsey -- Dear Dave, My wife and I are debt-free, and we're ready to start building our first home. We're a little short on cash to make the 20 percent more…

Are you 'house poor'?

by Dave Ramsey -- Dear Dave, I read where you recommend having your house payment or rent at an amount that's 25 percent or less of your monthly take-home pay. Does this more…

Go Roth over pension

by Dave Ramsey -- Dear Dave, My wife and I are both 25 years old, and we're working on Baby Steps 4, 5 and 6. I have a 401(k) through my employer, more…

Be a man, dude!

by Dave Ramsey -- Dear Dave, My wife and I argue a lot about finances. We're trying to get more control over our money, and she has been listening to you. That's more…

6-figure student debt -- and more on the way?

by Dave Ramsey -- Dear Dave, One of my relatives just graduated from college with $20,000 in student loan debt. Her boyfriend graduated, too, and he has over $100,000 in student loan more…