This is your wake-up call

by Dave Ramsey -- Dear Dave, My husband and I are both 50, and we make about $50,000 a year. We have a little bit of debt, and recently my mother-in-law moved more…

The scoop on vehicle depreciation

by Dave Ramsey -- Dear Dave, I'm self-employed, and I travel about 30,000 miles a year in my van. I'm three payments away from having the vehicle paid off, but it has more…

Enjoy some rice 'n' beans for a while

by Dave Ramsey -- Dear Dave, My husband broke a few ribs and his collarbone a couple of years ago when he flipped our ATV. He's fine now, but we still have more…

Landlords: Be nice but firm

by Dave Ramsey -- Dear Dave, I own a rental property that brings in enough to pay the taxes and insurance with a little left over. Recently, I found out that my more…

Pause investing for a luxury?

by Dave Ramsey -- Dear Dave, Where should you save for large expenditures when you're doing the Baby Steps? Heath Dear Heath, Depending on what the expenditure is, I would suggest saving more…

3 traps that endanger college grads

by Dave Ramsey -- Dear Dave, I'm currently a senior in college. I'm completely debt-free right now, and I am wondering what I should do to stay this way after graduation. Cary more…

Pain, pleasure and budgeting

by Dave Ramsey -- Dear Dave, My wife and I are in our 20s. We have no debt and $50,000 in the bank. Our income is $90,000 a year, and we're cautious more…

My husband the dreamer

by Dave Ramsey -- Dear Dave, We're debt-free including our home. My husband is a man of faith, but a bit of a dreamer. He has written several inspirational books that haven't more…

Avoid bankruptcy like the plague

by Dave Ramsey -- Dear Dave, What are the long-term effects of declaring bankruptcy? Brittany Dear Brittany, One of the biggest aftershocks of filing bankruptcy is that it stays on your credit more…