Should we ever buy a house?

by Dave Ramsey -- Dear Dave, My husband and I are on Baby Step 2 of your plan. We move every two or three years due to our jobs, so would it more…

What about debts after death?

by Dave Ramsey -- Dear Dave, My daughter died. She was 32 years old and single, and she had lived with me for the last few years because she was recently disabled. more…

Take my million out of the market?

by Dave Ramsey -- Dear Dave, My wife and I are 70, and we have $950,000 in annuities in the market, plus $68,000 in our emergency fund. The only debt we have more…

How to help money-challenged family

by Dave Ramsey -- Dear Dave, I'm trying to help my son and daughter-in-law by encouraging them to get out of debt and live on a budget. It hasn't been a problem more…

Time to don the secret-Santa hat?

by Dave Ramsey -- Dear Dave, We're debt-free except for our house, and that's on a 15-year, fixed-rate mortgage. We also have an emergency fund in place. We'd like to give back more…

College boy? Send him to work

by Dave Ramsey -- Dear Dave, Our son is graduating from high school next spring. We've saved cash to pay for his first year of college, and we have enough in mutual more…

Sell your wheels to pay off debt?

by Dave Ramsey -- Dear Dave, I make about $70,000 a year, and I have $9,000 in student loan debt. I also have a car that would bring enough to allow me more…

Why you shouldn't cash out

by Dave Ramsey -- Dear Dave, Is it a good idea for a married couple in their early 30s, who have a lot of student-loan debt, to cash out one of their more…

Letting them in on the secret

by Dave Ramsey -- Dear Dave, I'm in a very fortunate position when it comes to my finances. I'm 25, and I make $50,000 a year. I'm also completely debt free. In more…

Put your bro on credit-card account?

by Dave Ramsey -- Dear Dave, My brother asked me to put his name on my credit card as an authorized user. He said it will help improve his credit score. Is more…