College boy? Send him to work

by Dave Ramsey -- Dear Dave, Our son is graduating from high school next spring. We've saved cash to pay for his first year of college, and we have enough in mutual more…

Sell your wheels to pay off debt?

by Dave Ramsey -- Dear Dave, I make about $70,000 a year, and I have $9,000 in student loan debt. I also have a car that would bring enough to allow me more…

Why you shouldn't cash out

by Dave Ramsey -- Dear Dave, Is it a good idea for a married couple in their early 30s, who have a lot of student-loan debt, to cash out one of their more…

Letting them in on the secret

by Dave Ramsey -- Dear Dave, I'm in a very fortunate position when it comes to my finances. I'm 25, and I make $50,000 a year. I'm also completely debt free. In more…

Put your bro on credit-card account?

by Dave Ramsey -- Dear Dave, My brother asked me to put his name on my credit card as an authorized user. He said it will help improve his credit score. Is more…

Combine their cash before the wedding?

by Dave Ramsey -- Dear Dave, I recently got engaged. Is it OK for us to go ahead and combine finances and start working on a budget before we get married? Adam more…

What about wife's student-loan debt?

by Dave Ramsey -- Dear Dave, I got married in May, and my wife brought student-loan debt into the marriage. I had some savings before the wedding, and I could pay this more…

Tithing in secret?

by Dave Ramsey -- Dear Dave, I'm a Christian, but my husband is not. However, we still budget a small amount to give to the church. I started working a part-time job more…

Handling credit-report 'black marks'

by Dave Ramsey -- Dear Dave, I have some bad marks on my credit report. What's the best way to handle them? Patricia Dear Patricia, There can be three types of nasty more…

Living without eating out

by Dave Ramsey -- Dear Dave, When it comes to taking control of your money and living on a budget, what's the biggest thing a family can live without? Will Dear Will, more…