'No' is a complete sentence

by Dave Ramsey -- Dear Dave, I'm a single dad with two teenagers at home. My 15-year-old son wants to open a checking account of his own, but he doesn't want me more…

Enough is enough – go to cash only

by Dave Ramsey -- Dear Dave, I have a problem with impulse spending. I switched to a debit card so that the money comes straight out of my checking account, but I more…

The debt-paid-off blues

by Dave Ramsey -- Dear Dave, I'm about to complete Baby Step 3. I've been very intense about following your plan, but I was wondering if there's ever any kind of frustration more…

Don't stay down!

by Dave Ramsey -- Dear Dave, I just lost my job due to company-wide layoffs. I have an emergency fund, but I'm losing my health insurance. Our state has a program that more…

Downsize house to get out of debt?

by Dave Ramsey -- Dear Dave, Is it ever a good idea to sell your home and buy a smaller, less expensive one in order to get out of debt more quickly? more…

4 hours in the car every day?

by Dave Ramsey -- Dear Dave, My husband works two hours away from home. He gets up at 3 a.m. and doesn't get home until 7 p.m. We have a fully funded more…

Dump the 'rewards' card

by Dave Ramsey -- Dear Dave, I want to keep one of our credit cards open and use the bill-pay option for utilities and other monthly bills. I want to do this more…

Credit-card proof your kids!

by Dave Ramsey -- Dear Dave, Is there some way to put a block on a credit report prior to sending a kid to college, so that the credit-card hustlers can't get more…

A fresh budget every month?

by Dave Ramsey -- Dear Dave, I was wondering why you recommend doing a fresh budget every month. Once you've figured out your expenses and income, won't the same budget work month more…