Too many houses

by Dave Ramsey -- Dear Dave, My husband has been transferred again in his job. Right now, we have three houses and about $60,000 in other debts. He just found out that more…

A debt-ridden boyfriend

by Dave Ramsey -- Dear Dave, My boyfriend has a lot of debt. The other day a creditor called, and he wouldn't answer the phone. Then, he told me it would be more…

Are 'same as cash' deals for real?

by Dave Ramsey -- Dear Dave, My wife and I bought some furniture a while back on what we thought was a 24-months-same-as-cash plan. The original purchase price was $1,600. The other more…

Insurance necessities

by Dave Ramsey -- Dear Dave, I've got auto insurance, but can you tell me what other kinds of insurance are good to have? Chris Dear Chris, The purpose of insurance is more…

Your emergency fund: Murphy Repellant

by Dave Ramsey -- Dear Dave, In your plan, you talk about Baby Step 3 as saving enough to have three to six months of expenses in your emergency fund. My husband more…

Build the foundation first

by Dave Ramsey -- Dear Dave, We've read about your plan, and we're in pretty good shape financially, but we don't know what to do next. We have $400,000 in a 401(k) more…

How to settle with collectors

by Dave Ramsey -- Dear Dave, I have old credit card debt that goes back a few years. The account has been sold and re-sold to several collection companies. The limit on more…

Stop saving due to Christ's return?

by Dave Ramsey -- Dear Dave, My wife and I have gone from having almost nothing to making about $90,000 in the last few years. The problem is that I can't get more…

My definition of 'loser'

by Dave Ramsey -- Dear Dave, I've noticed that lots of people get defensive when it comes to talking about money and living on a plan. Why is this? Tonya Dear Tonya, more…

You can't beat the credit shark

by Dave Ramsey -- Dear Dave, I've heard you say that people spend more with plastic than with cash. Exactly what does that mean? Edmund Dear Edmund, There have been several studies more…