Big sis needs an attitude adjustment!

by Dave Ramsey -- Dear Dave, My older sister hasn't worked in two years. She hasn't even looked for a job, she's 36, and she's been living with our parents the whole more…

No-down mortgage a 'bargain'?

by Dave Ramsey -- Dear Dave, My husband and I have been married for three months, and we're debt-free. Right now, we're trying to save up a 20 percent down payment for more…

Send this 5-year-old to Washington!

by Dave Ramsey -- Dear Dave, Several months ago, my 5-year-old son told me he wanted a Nintendo DS. He does little things around the house for me and at his grandparents' more…

Prepping for rough times

by Dave Ramsey -- Dear Dave, My husband needs a liver transplant within the next two years because he has Hepatitis C. We make about $70,000 a year, but we have $25,000 more…

A parent's last days

by Dave Ramsey -- Dear Dave, I need advice on how to handle things where my mom is concerned. She was diagnosed with ALS (Lou Gehrig's disease) a year ago, and now more…

How much is enough for retirement?

by Dave Ramsey -- Dear Dave, I've heard you tell people that having $90,000 to $100,000 saved up for retirement isn't enough. That's what I've got set aside right now, and I'm more…

Bargain master!

by Dave Ramsey -- Dear Dave, Can you share some tips on bargaining, whether for a used car or even a washer and dryer in the classifieds? Ray Dear Ray, This is more…

The 2 kinds of debt

by Dave Ramsey -- Dear Dave, What is unsecured debt? Anonymous Dear Anonymous, This is a great question! You'd be surprised how many people don't know the difference between "secured" debt and more…

Is downsizing the answer?

by Dave Ramsey -- Dear Dave, My wife and I are about to have our first child. She'd like to stay home with the baby after it's born, so we'll be losing more…

Hugs are free

by Dave Ramsey -- Dear Dave, My husband and I are adopting my nephew. His mom is involved with drugs and alcohol, and his father isn't in the picture. We've got $1,000 more…