Hugs are free

by Dave Ramsey -- Dear Dave, My husband and I are adopting my nephew. His mom is involved with drugs and alcohol, and his father isn't in the picture. We've got $1,000 more…

Mom's college-loan guilt trip

by Dave Ramsey -- Dear Dave, My mom makes $20,000 a year, and without telling me she took out a Parent PLUS Loan for $16,000 to help me with college. She's saying more…

Debt snowball vs. mortgage principal

by Dave Ramsey -- Dear Dave, I just refinanced my home from a 30-year fixed rate to a 15-year fixed rate mortgage. The first payment won't be due until July, but should more…

Ignore the math, kill the debt

by Dave Ramsey -- Dear Dave, Should I continue to contribute to my 401(k) at work up to the match if I'm still trying to get out of debt? Anonymous Dear Anonymous, more…

Broke people can't help broke people

by Dave Ramsey -- Dear Dave, My husband and I have been married less than a year, and already we're having huge disagreements over money. He's got a big heart, but often more…

How to figure your retirement goal

by Dave Ramsey -- Dear Dave, Do you recommend that people have a certain goal percentage or dollar amount saved for retirement? Faith Dear Faith, Well, life doesn't generally happen in linear more…

Child support in the budget?

by Dave Ramsey -- Dear Dave, My husband and I can't agree on how we should handle the child support payments I receive. He thinks it should be put in the pool more…

Breaking the spending habit

by Dave Ramsey -- Dear Dave, I grew up in a house where my parents always lived below their means. They taught me to live that way, but they never showed me more…

Too late to start retirement saving?

by Dave Ramsey -- Dear Dave, I'm 42, and I haven't started saving for retirement. I'm self-employed and not making a lot of money right now, plus I have about $8,000 in more…

Attack mode!

by Dave Ramsey -- Dear Dave, My wife and I have been following the Baby Steps, and we've paid off all of our credit card debt. We still have $51,000 in student more…