Breaking the spending habit

by Dave Ramsey -- Dear Dave, I grew up in a house where my parents always lived below their means. They taught me to live that way, but they never showed me more…

Too late to start retirement saving?

by Dave Ramsey -- Dear Dave, I'm 42, and I haven't started saving for retirement. I'm self-employed and not making a lot of money right now, plus I have about $8,000 in more…

Attack mode!

by Dave Ramsey -- Dear Dave, My wife and I have been following the Baby Steps, and we've paid off all of our credit card debt. We still have $51,000 in student more…

Frequent-flyer credit cards?

by Dave Ramsey -- Dear Dave, I live in Alaska, and I'm considering using a credit card for the airline miles. This would make it easier and cheaper for me to visit more…

Making a 24-year-old grow up

by Dave Ramsey -- Dear Dave, I recently received a beneficiary IRA when my mother passed away. I also received a small part of her estate. I'd like to share some of more…

Don't return to the debt trough!

by Dave Ramsey -- Dear Dave, We paid off our cars a few months ago, and that freed up almost $800 month. We have two small children, and we'd like to take more…

The morality of unemployment benefits

by Dave Ramsey -- Dear Dave, I recently lost my job due to layoffs. I'm luckier than most, because I'm debt-free except for my house, and I have three months of expenses more…

Charging a 16-year-old rent?

by Dave Ramsey -- Dear Dave, We have two teenage daughters, ages 17 and 16, who are both in high school and work in the family business. We've done our best to more…

'Managed futures' a good bet?

by Dave Ramsey -- Dear Dave, My broker has recommended a managed futures fund. I've never heard of these, and I got the feeling she doesn't know much about them, either. She's more…

Get off your tail, bud!

by Dave Ramsey -- Dear Dave, I had a wreck seven months ago. As a result, I lost my job and have been drawing unemployment for the last five months. I was more…