author-image Dave Ramsey About | Email
Dave Ramsey is a nationally syndicated radio talk-show host and best-selling author. His life experience gives him an unusually deep perspective and insight into life and money matters. His most recent book is Get Dave's latest, "The Money Answer Book"
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Success in marriage – the 4 keys

by Dave Ramsey -- Dear Dave, What are the areas do you think couples should be in agreement on before marriage? Tommy   Dear Tommy, We've worked with several marriage counselors and more…

What's The Legacy Drawer?

by Dave Ramsey -- Dear Dave, I've heard you talk about something you call The Legacy Drawer. What exactly is this, and what goes into it? Lisa   Dear Lisa, One of more…

Lay foundation before building house

by Dave Ramsey -- Dear Dave, My wife and I are both in our mid-30s, and the only debt we have is $14,000 in credit cards, student loans and a car payment. more…

Balancing ambition and contentment

by Dave Ramsey -- Dear Dave, How do you balance ambition with contentment? Fran   Dear Fran, This is a really good question! To be honest, I don't believe they require balance. more…

It's beans-and-rice time, girl

by Dave Ramsey -- Dear Dave, My husband and I are debt-free, and we've got a fully funded, six-month emergency fund in place. The problem is that he lost his job last more…

Do-it-yourself pre-paid legal

by Dave Ramsey -- Dear Dave, Do you have an opinion on whether or not pre-paid legal is a product worth purchasing? Anika   Dear Anika, I'm not mad about pre-paid legal. more…

Don't play the credit-card game!

by Dave Ramsey -- Dear Dave, Do you recommend paying off credit-card balances before or after you close the accounts? Anonymous Dear Anonymous, Either way is fine. The point is to get more…

When your neighbors owe you money

by Dave Ramsey -- Dear Dave, My dad died earlier this year, and as a result my mom and I inherited his auto-parts business. He had a lot of accounts receivable piled more…

Emergency fund in stocks?

by Dave Ramsey -- Dear Dave, I like your idea of having an emergency fund. Currently, I have $17,000 in General Mills stock. Can I use this as my emergency fund? Anonymous more…

Teacher's pension: Don't bank on it

by Dave Ramsey -- Dear Dave, I'm a teacher, and the school system I work for puts 13.5 percent of my pay into a public teacher retirement fund. They also match this more…