Pain, pleasure and budgeting

by Dave Ramsey -- Dear Dave, My wife and I are in our 20s. We have no debt and $50,000 in the bank. Our income is $90,000 a year, and we're cautious more…

My husband the dreamer

by Dave Ramsey -- Dear Dave, We're debt-free including our home. My husband is a man of faith, but a bit of a dreamer. He has written several inspirational books that haven't more…

Avoid bankruptcy like the plague

by Dave Ramsey -- Dear Dave, What are the long-term effects of declaring bankruptcy? Brittany Dear Brittany, One of the biggest aftershocks of filing bankruptcy is that it stays on your credit more…

The nerd in the family

by Dave Ramsey -- Dear Dave, I have a question about budgeting. I give myself and my husband $150 a month each for blow money to be used on whatever we want. more…

Out of step with the Baby Steps

by Dave Ramsey -- Dear Dave, My husband and I have been following your plan. We just paid cash for our new home after selling the old one, so we're out of more…

Pushback from the church

by Dave Ramsey -- Dear Dave, My wife and I go to a small church where we tithe. The church is continually asking for contributions to other charities and causes, and we more…

When others envy your success

by Dave Ramsey -- Dear Dave, My husband and I are 28 years old. We're completely debt-free, and we each have great jobs. We don't talk a lot about this kind of more…