When to buy used vs. new

by Dave Ramsey -- Dear Dave, What things do you advise buying used versus buying brand new? Amy Dear Amy, I'm afraid there's not one good, across the board answer, because it more…

Take the Roth!

by Dave Ramsey -- Dear Dave, My current employer offers a regular 401(k) and a Roth 401(k). I've got several years before I retire, so which one should I choose? Jennifer Dear more…

Nix that anniversary 'honeymoon'

by Dave Ramsey -- Dear Dave, Would it be OK to go on a 10th-anniversary honeymoon while we're working on our debt snowball? Karen Dear Karen, I don't think so. I mean, more…

Millionaire widow needs a prenup

by Dave Ramsey -- Dear Dave, My husband died several years ago. He always worked very hard, and we did very well financially. I am now 48 and have $3.8 million in more…

When's it time for baby birds?

by Dave Ramsey -- Dear Dave, My wife and I are debt-free except for our house, and she would like for us to go ahead and start a family. I make good more…

Does your mortgage make you 'house poor'?

by Dave Ramsey -- Dear Dave, I know you recommend that no more than 25 percent of your take-home pay should go toward rent or a mortgage payment. Should taxes and insurance more…

Helping without hurting

by Dave Ramsey -- Dear Dave, My wife and I have a friend we met through the Big Brothers Big Sisters program. She has a 1-year-old child, and she recently asked us more…

Cash in 401(k) to pay off debt?

by Dave Ramsey -- Dear Dave, I'm 23, transitioning jobs, and I make $32,000 a year. I have $11,000 in a 401(k) and about $15,000 in debt. Should I cash out the more…

Saving for college or for retirement?

by Dave Ramsey -- Dear Dave, I noticed that your Baby Steps list puts saving for retirement before saving for your kid's college fund. Sending your kids to college would come first more…

Problems with having no credit score?

by Dave Ramsey -- Dear Dave, I'm 20 years old, and I'm trying to get out of debt. However, I'm concerned about what might happen when I'm older and don't have a more…