Millionaire widow needs a prenup

by Dave Ramsey -- Dear Dave, My husband died several years ago. He always worked very hard, and we did very well financially. I am now 48 and have $3.8 million in more…

When's it time for baby birds?

by Dave Ramsey -- Dear Dave, My wife and I are debt-free except for our house, and she would like for us to go ahead and start a family. I make good more…

Does your mortgage make you 'house poor'?

by Dave Ramsey -- Dear Dave, I know you recommend that no more than 25 percent of your take-home pay should go toward rent or a mortgage payment. Should taxes and insurance more…

Helping without hurting

by Dave Ramsey -- Dear Dave, My wife and I have a friend we met through the Big Brothers Big Sisters program. She has a 1-year-old child, and she recently asked us more…

Cash in 401(k) to pay off debt?

by Dave Ramsey -- Dear Dave, I'm 23, transitioning jobs, and I make $32,000 a year. I have $11,000 in a 401(k) and about $15,000 in debt. Should I cash out the more…

Saving for college or for retirement?

by Dave Ramsey -- Dear Dave, I noticed that your Baby Steps list puts saving for retirement before saving for your kid's college fund. Sending your kids to college would come first more…

Problems with having no credit score?

by Dave Ramsey -- Dear Dave, I'm 20 years old, and I'm trying to get out of debt. However, I'm concerned about what might happen when I'm older and don't have a more…

Your bank's bad advice

by Dave Ramsey -- Dear Dave, I want to roll over a 401(k), and my bank is encouraging me to roll it over to fixed annuities. Is this a good investment? John more…

Is extravagant giving foolish spending?

by Dave Ramsey -- Dear Dave, My husband and I are debt-free, and we have several hundred thousand dollars in savings. We pay for our children and grandchildren to visit during Christmas more…

Russian roulette with company card

by Dave Ramsey -- Dear Dave, My wife and I are debt-free except for our home. She travels one week per month and charges her expenses to a personal credit card for more…