Helping without hurting

by Dave Ramsey -- Dear Dave, My wife and I have a friend we met through the Big Brothers Big Sisters program. She has a 1-year-old child, and she recently asked us more…

Cash in 401(k) to pay off debt?

by Dave Ramsey -- Dear Dave, I'm 23, transitioning jobs, and I make $32,000 a year. I have $11,000 in a 401(k) and about $15,000 in debt. Should I cash out the more…

Saving for college or for retirement?

by Dave Ramsey -- Dear Dave, I noticed that your Baby Steps list puts saving for retirement before saving for your kid's college fund. Sending your kids to college would come first more…

Problems with having no credit score?

by Dave Ramsey -- Dear Dave, I'm 20 years old, and I'm trying to get out of debt. However, I'm concerned about what might happen when I'm older and don't have a more…

Your bank's bad advice

by Dave Ramsey -- Dear Dave, I want to roll over a 401(k), and my bank is encouraging me to roll it over to fixed annuities. Is this a good investment? John more…

Is extravagant giving foolish spending?

by Dave Ramsey -- Dear Dave, My husband and I are debt-free, and we have several hundred thousand dollars in savings. We pay for our children and grandchildren to visit during Christmas more…

Russian roulette with company card

by Dave Ramsey -- Dear Dave, My wife and I are debt-free except for our home. She travels one week per month and charges her expenses to a personal credit card for more…

Keep the lifestyle simple

by Dave Ramsey -- Dear Dave, I recently got a new job that will increase my income by $20,000 a year. I've got $65,000 in debt, and I'm trying to pay it more…

Are extended warranties worth it?

by Dave Ramsey -- Dear Dave, I recently traded in my old truck for a much newer one. I purchased an extended warranty at the time, and now I feel like I more…

Is gambling really entertainment?

by Dave Ramsey -- Dear Dave, How do you feel about gambling at a casino, as long as you limit your spending and don't expect to win big money? Brian Dear Brian, more…