Delay pleasure -- and win

by Dave Ramsey -- Dear Dave, My wife and I are in Baby Step 2 of your plan, and we've got our 20th wedding anniversary coming up in a few months. We more…

Retired: Mutual funds, bonds or CD?

by Dave Ramsey -- Dear Dave, My wife and I are in our early 70s, and we're retired. We have about $136,000 in corporate bonds and $200,000 in mutual funds. Considering our more…

Hating debt but selling credit cards

by Dave Ramsey -- Dear Dave, I work an extra job part-time for a retail store chain while I'm getting out of debt. I like my job, except for having to pitch more…

Tithing with credit cards?

by Dave Ramsey -- Dear Dave, What is your opinion of churches encouraging members to do e-giving with credit cards and debit cards? Melissa Dear Melissa, I'm against debt, so I'm not more…

How to blow that 1st date

by Dave Ramsey -- Dear Dave, I've been following your plan, and I've finally gotten out of debt and feel I have control of my finances. I'm also single, and I was more…

Laid off -- time to sell the house?

by Dave Ramsey -- Dear Dave, My husband was laid off a month ago from a job making $80,000 a year. We have no debt except our house payment. We owe about more…

Out of debt -- and not going back!

by Dave Ramsey -- Dear Dave, My wife and I recently followed your plan and became debt-free, and we're committed to never going back there again. Currently, I work for the state, more…

3 horses and a budget

by Dave Ramsey -- Dear Dave, My husband and I are currently renting an apartment for $1,200 a month. Together, we bring home about $7,000 a month, and we'd really like to more…

No Christmas debt next year!

by Dave Ramsey -- Dear Dave, We've always just assumed that we would use credit cards for Christmas, and accepted the fact that there would be a mountain of debt to pay more…