Laser-beam debt killing

by Dave Ramsey -- Dear Dave, What would you recommend for 401(k) contributions while getting out of debt? Chaz Dear Chaz, I recommend putting a temporary stop to investing while you're getting more…

Slow down on mortgage acceleration

by Dave Ramsey -- Dear Dave, Should I pay a nominal fee to be enrolled in a mortgage accelerator program? Jennifer Dear Jennifer, No, you should not. Mortgage accelerator programs are similar more…

Dropping out to become a rock star

by Dave Ramsey -- Dear Dave, We've been supporting our son while he's in college. He just finished his sophomore year, but he told us the other day he has dropped out more…

How to sock away 15% for retirement

by Dave Ramsey -- Dear Dave, Do employer contributions count toward the 15 percent you recommend putting into retirement? Brian Dear Brian, Employer contributions do not count toward the 15 percent I more…

Money and the single life

by Dave Ramsey -- Dear Dave, Do you have any tips for how a single person can stay on track with their finances? Debbie Dear Debbie, It's really pretty simple. The first more…

Do you need umbrella insurance?

by Dave Ramsey -- Dear Dave, At what level of net worth should someone consider umbrella insurance? Matt Dear Matt, I think it's something you should consider if you have a net more…

Forget about that Prius

by Dave Ramsey -- Dear Dave, Is it a good idea to sell your car in order to get one that gets better gas mileage? Trey Dear Trey, Only if the other more…

Is $100 bottle of wine irresponsible?

by Dave Ramsey -- Dear Dave, My husband and I are debt-free except for our house. I've been having a discussion with a coworker over how much money to allow for fun more…