Keep the lifestyle simple

by Dave Ramsey -- Dear Dave, I recently got a new job that will increase my income by $20,000 a year. I've got $65,000 in debt, and I'm trying to pay it more…

Are extended warranties worth it?

by Dave Ramsey -- Dear Dave, I recently traded in my old truck for a much newer one. I purchased an extended warranty at the time, and now I feel like I more…

Is gambling really entertainment?

by Dave Ramsey -- Dear Dave, How do you feel about gambling at a casino, as long as you limit your spending and don't expect to win big money? Brian Dear Brian, more…

The foolishness of being 'unbanked'

by Dave Ramsey -- Dear Dave, I know you hate payday loan companies. Do you feel the same way about check-cashing companies? Brian Dear Brian, Check-cashing companies are not a good deal, more…

In medical residency … and in debt

by Dave Ramsey -- Dear Dave, I went to medical school, and now I have $70,000 in debt. I just started a three-year residency making about $50,000 a year, while my wife more…

When your wife's a spoiled brat

by Dave Ramsey -- Dear Dave, How can I get credit card companies to stop sending us pre-approved offers? My wife continues to sign up for these, and now we have $40,000 more…

What's so special about $1 million?

by Dave Ramsey -- Dear Dave, I've heard you say many times you shouldn't buy a brand-new car unless you have a net worth of $1 million. What's so special about a more…

Pay creditors with debit card?

by Dave Ramsey -- Dear Dave, I've heard you say to never give collectors access to your checking account. Does that include payments with a debit card, too? Susan Dear Susan, Absolutely! more…

Pay the IRS first!

by Dave Ramsey -- Dear Dave, My husband has his own business installing windows. As a result, we now have IRS and state tax debt. We're managing the payments, but where should more…

Build your squirrel fund

by Dave Ramsey -- Dear Dave, My husband works construction, so we barely scrape by during the winter months. Should we build an emergency fund for the slow times? Cathy Dear Cathy, more…