Lottery idiocy

by Dave Ramsey -- Dear Dave, Do you think it would be a good idea to budget a little money each month for playing the lottery? I spent $10 on scratch tickets more…

Sis won't help with mom and dad

by Dave Ramsey -- Dear Dave, A couple of years ago my parents got into a big financial mess. They filed bankruptcy, and had to give up their house. Now, they lived more…

22-year-old bucks family trend

by Dave Ramsey -- Dear Dave, I'm 22 and trying to follow your plan to take care of my money. I'm working my way through school. The other day I paid cash more…

The economics of cakes and candles

by Dave Ramsey -- Dear Dave, If you invest in the stock market, and the market goes down, what happens to the money? Is it lost? Danny Dear Danny, This is a more…

Stupid Tax – here we go again

by Dave Ramsey -- Dear Dave, My wife and I had a bankruptcy discharged about 18 months ago. We'd gotten in over our heads with credit cards and couldn't keep up the more…

Is the Fair Tax really fair?

by Dave Ramsey -- Dear Dave, What exactly is the Fair Tax, and how is it different than the system we currently have in place? Evan Dear Evan, The basic premise of more…

How much is enough?

by Dave Ramsey -- Dear Dave, In your plan, you talk about Baby Step 3 as saving enough to have three to six months of expenses in your emergency fund. My husband more…

Which to choose: Bank or credit union?

by Dave Ramsey -- Dear Dave, We're completely debt-free, and my husband and I have been very conservative with our investments our entire lives. Considering the current state of the economy, we more…

Should your 19-year-old pay rent?

by Dave Ramsey -- Dear Dave, I'm 19 years old and living at home while I go to school and work part-time. I make about $400 a month. My parents have started more…

Planning too far ahead

by Dave Ramsey -- Dear Dave, The company where my husband works recently told everyone that massive layoffs are coming, and they should start looking for other jobs. Right now all of more…