In debt, pregnant and scared

by Dave Ramsey -- Dear Dave, My husband and I are in our 20s, we have $22,000 in debt, and I'm five months pregnant and scared. We both have children from previous more…

12% return on investment?

by Dave Ramsey -- Dear Dave, I read some time ago where you advised someone to invest $2,000 per month at an average of 12 percent interest. What planet are you on? more…

'Fleecing' a car

by Dave Ramsey -- Dear Dave, We've leased our last couple of vehicles, and to me it seems like we're just throwing our money away. At the end of the term we more…

Savings: Too much of a good thing

by Dave Ramsey -- Dear Dave, My husband and I are trying to work on a budget and we're coming at it from different perspectives. He wants to put the least amount more…

Sell the boat, keep the home

by Dave Ramsey -- Dear Dave, My husband was laid off a month ago from an executive job making $80,000 a year. We've got no debt except our house. We owe $82,000 more…

File bankruptcy for $14,000?

by Dave Ramsey -- Dear Dave, I'm a single parent with two children. I bring home about $3,500 a month, but I have $14,000 in credit card debt. Our rent is $750 more…

Too old to start budgeting?

by Dave Ramsey -- Dear Dave, I'm in my 60s and have lived paycheck to paycheck my entire life. After hearing you, I'm living on a budget, almost have my emergency fund more…

Use salary hike to pay off debt

by Dave Ramsey -- Dear Dave, I'll be graduating college in December with a degree in elementary education, and I have a job waiting for me. It will be the first time more…

Developer has 'first right of refusal'

by Dave Ramsey -- Dear Dave, I bought a piece of lake property not long ago, and the developer has first right of refusal if we decide to sell it. We originally more…