Say bye-bye to $700,000 Cobra

by Dave Ramsey -- Dear Dave, My wife and I are completely debt-free. We also have our emergency fund in place and a retirement plan. I love cars and have a classic more…

Should mom go back to work?

by Dave Ramsey -- Dear Dave, I'm a stay-at-home mom with two preschool kids. My husband brings home about $2,800 a month, and our mortgage payment is $1,100 a month. Over the more…

Best way to invest 1-time lump sum

by Dave Ramsey -- Dear Dave, What's the best way to go when investing a one-time lump sum of $1,000-$3,000 for a long period of time? Josh Dear Josh, First, let's define more…

Pension for players

by Dave Ramsey -- Dear Dave, My wife and I are self-employed musicians, and we netted about $70,000 last year. I just cashed out a bad variable life insurance policy, and I'm more…

Me? Narrow-minded?

by Dave Ramsey -- Dear Dave, I think it's pretty narrow-minded of you to suggest people never, under any circumstances, accept a loan from parents or in-laws. I've accepted loans from my more…

Effect of boyfriend's bad credit

by Dave Ramsey -- Dear Dave, My boyfriend's credit is in bad shape, and we're thinking about getting married. Will his bad credit rating affect mine? My credit is in good shape more…

Credit-card miles: Flight to nowhere

by Dave Ramsey -- Dear Dave, I'm a senior in college, and my roommate just got a credit card that features airline miles. He want me to get one, too, so we more…

Don't borrow for a car!

by Dave Ramsey -- Dear Dave, My wife and I are looking at a $200,000 home, but we'd like to avoid PMI by paying 20 percent down. Right now we make about more…

You're nothing without credit?

by Dave Ramsey -- Dear Dave, I'm trying to get my wife on board with us getting out of debt, but she tells me that if you don't have credit, you're nothing. more…

13-year-old seeks investment advice

by Dave Ramsey -- Dear Dave, I'm 13 years old and have managed to save $6,000 working on a farm. I'd like to buy a car in about three years and was more…