Grandma's common-sense budgeting

by Dave Ramsey -- Dear Dave, I've listened to you for a little while now, but I was wondering about the envelope system you recommend. How does it work, and how much more…

Wife won't save since Jesus is coming

by Dave Ramsey -- Dear Dave, My wife and I have gone from not having two pennies to rub together to making about $90,000 in the last few years. The problem is more…

Help pay debt before marriage?

by Dave Ramsey -- Help pay debt before marriage? Dear Dave, My sister's fiancé will be bringing a lot of debt into their marriage. He has several credit cards that are all more…

Use nest egg to pay off mortgage?

by Dave Ramsey -- Dear Dave, My wife and I are both retired. We're on Social Security and Medicare, plus I receive a small pension. We still have a mortgage of about more…

Grandparents: Learn to say no!

by Dave Ramsey -- Dear Dave, My grandson is 9 years old. I'm afraid I spoiled him in the past, because if he wanted something, all he'd do is ask and I'd more…

$100K a paltry sum

by Dave Ramsey -- Dear Dave, I've heard you tell people that having $90,000 to $100,000 saved up for retirement isn't enough. That's what I've got set aside right now, and I'm more…

The $64,800 question

by Dave Ramsey -- Dear Dave, I have $64,800 in debt, not counting the $60,000 I still owe on the house, and I make $78,000 a year. I could sell the house more…

Money 101: Debt isn't prosperity

by Dave Ramsey -- Dear Dave, I think we should save up and pay cash for things we want, but my husband says he doesn't want to work all the time and more…