Laid-off to-do list

by Dave Ramsey -- Dear Dave, Could you please give us a list of the things people need to think about and deal with if they've been laid off? Anonymous Dear Anonymous, more…

Emergency ahead!

by Dave Ramsey -- Dear Dave, My husband has Hepatitis C, and at this point his only option is a liver transplant within the next two years. We make about $70,000 a more…

When is life insurance unnecessary?

by Dave Ramsey -- Dear Dave, I'm 63 years old and work part-time. My wife, at 59, works full-time, and earns $140,000 a year. We're both self-employed. At what point do we more…

Negotiating away credit-card debt

by Dave Ramsey -- Dear Dave, I have old credit card debt that goes back a few years. The account has been sold and resold to several collection companies. The limit was more…

The house will take you

by Dave Ramsey -- Dear Dave, My brother is 30 years old, and he just lost his job. He doesn't have any debt, but he's started gambling to make money. He's won more…

Beware the insurance adjuster

by Dave Ramsey -- Dear Dave, A tree fell on our house yesterday and did quite a bit of damage. We're talking with the insurance company now. Is there anything we should more…

Conspiracy-theory bull

by Dave Ramsey -- Dear Dave, Where did the government get all of that bailout money? Did they print it, or did they borrow it from China? Carl Dear Carl, It's none more…

Unemployment – times 2

by Dave Ramsey -- Dear Dave, My husband and I both lost our jobs over a month ago. I've been interviewing, and he started a two-week training program for a new job more…

The embarrassment of riches

by Dave Ramsey -- Dear Dave, Is it common for older people who have saved their entire lives, have no debt, good pensions and Social Security income to become obsessed about not more…

What about a friendship discount?

by Dave Ramsey -- Dear Dave, I'm starting a photography business on the side to help generate extra income. I have friends who've told me they'd like to use my services. However, more…