The scoop on multi-level companies

by Dave Ramsey -- Dear Dave, My husband and I have an opportunity to buy into a new energy company. Evidently, you can buy into these companies and can become a sales more…

Compensating sales reps

by Dave Ramsey -- Dear Dave, I'm starting a business and have a question about compensating my sales people. What type of plan do you think is best? Is a full commission more…

Save $12K – but share a kitchen?

by Dave Ramsey -- Dear Dave, Our yearly income is $45,000. We have a $75,000 mortgage with no other debt and an 8-month-old baby. We've been given a chance to move in more…

A case of investment 'scareds'

by Dave Ramsey -- Dear Dave, We have no debt other than our house, so we're doing pretty well financially. My husband's income covers all the bills, and mine is just extra more…

Creditor demands payment by phone!

by Dave Ramsey -- Dear Dave, I sent in my final two car payments totaling $400 to pay off my car. I had gotten behind, and they had been calling me about more…

Soon-to-be ex runs up credit card

by Dave Ramsey -- Dear Dave, My wife and I are going through a divorce. Previously, we each had a credit card from a shared account. After she left, I got notices more…

What about employee-owned stock?

by Dave Ramsey -- Dear Dave, My company matches all my 401(k) contributions at 50 cents on the dollar up to the first 6 percent, but they match with company stock. I more…

Go ahead: Blow part of inheritance

by Dave Ramsey -- Dear Dave, I'm 21 and currently in college. Next month I'll be receiving an inheritance of about $40,000. I don't know anything about stocks, mutual funds or CDs, more…

Say bye-bye to $700,000 Cobra

by Dave Ramsey -- Dear Dave, My wife and I are completely debt-free. We also have our emergency fund in place and a retirement plan. I love cars and have a classic more…