Brand new car for college-age saver?

by Dave Ramsey -- Dear Dave, I'm 24, and I'm finishing up college. I've been driving an old, used car for a while now, and I'm thinking about getting a new one. more…

A diamond for your sweetheart

by Dave Ramsey -- Dear Dave, My girlfriend and I have been dating for about three years, and we're talking about getting married. I have some money saved up and would like more…

Teaching kids to save

by Dave Ramsey -- Dear Dave, We have two kids, ages 8 and 11. When they get some money we have them take out 10 percent for tithes or giving and 10 more…

What's best to buy used?

by Dave Ramsey -- Dear Dave, What things do you advise buying used versus buying brand new? Amy Dear Amy, This is a great question. But I'm afraid there's not one good, more…

Emergency fund vs. debt payoff

by Dave Ramsey -- Dear Dave, I was wondering if I should save up three to six months of expenses, Baby Step Three, before I pay off my debt with the debt more…

4 areas to agree on before marrying

by Dave Ramsey -- Dear Dave, I just got engaged, and already people are telling us that premarital counseling is a good idea. What is your opinion? Bradley Dear Bradley, It doesn't more…

Opting out of Social Security

by Dave Ramsey -- Dear Dave, I'm a pastor, and I'd like to know your opinion on opting out of Social Security. Art Dear Art, Under the law, pastors are allowed to more…

Fighting the 'wicked stepdad' perception

by Dave Ramsey -- Dear Dave, I just married a wonderful lady with two children. We've talked over our financial situation, and we're determined to get out of debt within two years. more…

The income-car-value rule

by Dave Ramsey -- Dear Dave, What's your rule of thumb about how much your car should be worth in comparison with your income? Madea Dear Madea, Great question! My rule of more…

Life's too short … to live broke

by Dave Ramsey -- Dear Dave, My husband says we can't travel to Illinois for a family reunion next summer if we're not out of debt by then. He thinks your rule more…