Lottery player dressed down

by Dave Ramsey -- Dear Dave, I've been playing the lottery a bit lately. I'm a Christian, and I was wondering what your views are on this. We've been struggling financially, and more…

Perils of the Barbie-and-Ken wedding

by Dave Ramsey -- Dear Dave, Our daughter is 24, engaged to be married, and we can't afford to pay for the kind of wedding she wants. My husband and I have more…

Entrepreneurship: What it takes

by Dave Ramsey -- Dear Dave, I'm 26 and married. We've got our emergency fund in place and are debt-free except for the house. We'd like to have a child soon, but more…

Finding foreclosure bargains

by Dave Ramsey -- Dear Dave, I want to buy a foreclosure. How do I go about it, and where do I look? I'm having a hard time making anything happen, because more…

Landlording 101

by Dave Ramsey -- Dear Dave, I've always been interested in real estate, but the only experience I have has come through owning my own home here in Atlanta. I'm not sure more…

A Roth IRA for a 17-year-old?

by Dave Ramsey -- Dear Dave, I'm 17, and my personal-finance class at high school has been watching your course. I want to begin investing early to take advantage of compound interest, more…

No credit score, no mortgage?

by Dave Ramsey -- Dear Dave, I've never had a credit card or a bank loan, so I really don't have any established credit. What should I do when it comes to more…

Which insurances do I need?

by Dave Ramsey -- Dear Dave, I've got auto insurance, but can you tell me what other kinds of insurance are good to have? Chris Dear Chris, The purpose of insurance is more…

How do I make a lowball offer?

by Dave Ramsey -- Dear Dave, My husband and I are looking at getting a second vehicle. We found one we like, and it's in great shape, but they're asking more than more…

Parenting by a thousand cuts

by Dave Ramsey -- Dear Dave, We're new parents, and we were wondering if you have any advice on how to teach children that Christmas is not a gift-giving free-for-all. Lauren Dear more…