Short sale behind the scenes

by Dave Ramsey -- Dear Dave, What goes on behind the scenes with a short sale? We're trying to buy a house that way, but it seems like it's taking forever. Jennifer more…

Spoiled Princesses Syndrome

by Dave Ramsey -- Dear Dave, My husband and I are not on the same page when it comes to money and our three teenage daughters. I think they should learn to more…

Know when to put up the corporate veil

by Dave Ramsey -- Dear Dave, I started a small business a few years ago. Since then, it's grown larger than I anticipated. When should you change from a sole proprietorship to more…

The car is killing me!

by Dave Ramsey -- Dear Dave, My boyfriend was supposed to help me pay for my car, but he moved out and left me. Now, I can't afford the $500 monthly payment. more…

The wrong way to pay off

by Dave Ramsey -- Dear Dave, I've got about $15,000 in my 401(k). I also owe about $15,000 on my car, and the payments are killing me. Should I cash in my more…

Who needs religion?

by Dave Ramsey -- Dear Dave, I'm a big fan of your work, but I have to ask one question. Why do you advocate belief in religion for dealing with financial hardship, more…

How not to be a hypocrite

by Dave Ramsey -- Dear Dave, My husband and I are taking your classes. We own a roofing company. We offer six months, same as cash, and we accept credit cards. What more…

The level-pay utility option

by Dave Ramsey -- Dear Dave, Our utility company offers a level-pay option. They average out our bills over the last 24 months, and bill us a consistent amount each month based more…

Multi-level operations: Good or bad?

by Dave Ramsey -- Dear Dave, I've been approached about becoming part of a telecom business opportunity that some of my friends say is a multi-level operation. I've heard good and bad more…

Buying a business debt-free

by Dave Ramsey -- Dear Dave, I have an opportunity to buy a landscaping supply business. The current owner said he made $250,000 last year, and he's on track to make even more…