How much paycheck toward mortgage?

by Dave Ramsey -- Dear Dave, I've heard you say that your mortgage payment shouldn't be more than 25 percent of your take-home pay. Does this figure include taxes and insurance, or more…

College grad sittin' pretty

by Dave Ramsey -- Dear Dave, I graduated from college in May, and I already have a job in my field. It was a part-time position that went full time, so I more…

How to ask for a raise

by Dave Ramsey -- Dear Dave, What's the best way to ask for a raise at work? Anonymous Dear Anonymous, I think the first 10 sentences that come out of your mouth more…

Short sale behind the scenes

by Dave Ramsey -- Dear Dave, What goes on behind the scenes with a short sale? We're trying to buy a house that way, but it seems like it's taking forever. Jennifer more…

Spoiled Princesses Syndrome

by Dave Ramsey -- Dear Dave, My husband and I are not on the same page when it comes to money and our three teenage daughters. I think they should learn to more…

Know when to put up the corporate veil

by Dave Ramsey -- Dear Dave, I started a small business a few years ago. Since then, it's grown larger than I anticipated. When should you change from a sole proprietorship to more…

The car is killing me!

by Dave Ramsey -- Dear Dave, My boyfriend was supposed to help me pay for my car, but he moved out and left me. Now, I can't afford the $500 monthly payment. more…

The wrong way to pay off

by Dave Ramsey -- Dear Dave, I've got about $15,000 in my 401(k). I also owe about $15,000 on my car, and the payments are killing me. Should I cash in my more…

Who needs religion?

by Dave Ramsey -- Dear Dave, I'm a big fan of your work, but I have to ask one question. Why do you advocate belief in religion for dealing with financial hardship, more…

How not to be a hypocrite

by Dave Ramsey -- Dear Dave, My husband and I are taking your classes. We own a roofing company. We offer six months, same as cash, and we accept credit cards. What more…