No credit score, no mortgage?

by Dave Ramsey -- Dear Dave, I've never had a credit card or a bank loan, so I really don't have any established credit. What should I do when it comes to more…

Which insurances do I need?

by Dave Ramsey -- Dear Dave, I've got auto insurance, but can you tell me what other kinds of insurance are good to have? Chris Dear Chris, The purpose of insurance is more…

How do I make a lowball offer?

by Dave Ramsey -- Dear Dave, My husband and I are looking at getting a second vehicle. We found one we like, and it's in great shape, but they're asking more than more…

Parenting by a thousand cuts

by Dave Ramsey -- Dear Dave, We're new parents, and we were wondering if you have any advice on how to teach children that Christmas is not a gift-giving free-for-all. Lauren Dear more…

Co-sign for in-laws? Puh-lease!

by Dave Ramsey -- Dear Dave, We've been getting on track financially using your plan, but now my husband's parents want us to co-sign on a new car. I think it's a more…

Success in marriage – the 4 keys

by Dave Ramsey -- Dear Dave, What are the areas do you think couples should be in agreement on before marriage? Tommy   Dear Tommy, We've worked with several marriage counselors and more…

What's The Legacy Drawer?

by Dave Ramsey -- Dear Dave, I've heard you talk about something you call The Legacy Drawer. What exactly is this, and what goes into it? Lisa   Dear Lisa, One of more…

Lay foundation before building house

by Dave Ramsey -- Dear Dave, My wife and I are both in our mid-30s, and the only debt we have is $14,000 in credit cards, student loans and a car payment. more…

Balancing ambition and contentment

by Dave Ramsey -- Dear Dave, How do you balance ambition with contentment? Fran   Dear Fran, This is a really good question! To be honest, I don't believe they require balance. more…

It's beans-and-rice time, girl

by Dave Ramsey -- Dear Dave, My husband and I are debt-free, and we've got a fully funded, six-month emergency fund in place. The problem is that he lost his job last more…