Mom stole my identity!

by Dave Ramsey -- Dear Dave, I recently discovered that my mother has taken out several credit cards in my name. I want to report this as identity theft, but have been more…

Stop bailing out mama!

by Dave Ramsey -- Dear Dave, My mother-in-law is addicted to credit cards. My husband and I are debt-free and live on a budget, but we keep bailing her out every time more…

24-year-old socking away cash

by Dave Ramsey -- Dear Dave, I'm 24 years old and living at home while I finish my degree. I also work and make about $24,000 a year. At this point, I more…

Kids on commission

by Dave Ramsey -- Dear Dave, My husband and I are expecting our first child in a few months. We really like your idea of putting kids on commission instead of giving more…

Debt on a business car?

by Dave Ramsey -- Dear Dave, My two personal cars are paid for, but I have debt on the car I use strictly for business. My company reimburses me for the cost more…

How to get out of a car 'fleece'

by Dave Ramsey -- Dear Dave, I'm 28 years old and I leased a car about two years ago. I'm just now beginning to realize how dumb this was and how much more…

Uncle Spendthrift

by Dave Ramsey -- Dear Dave, I'm 21-years-old and in college with a part-time job. My uncle, who has a terminal illness, asked if he could use my credit card for a more…

A spendthrift 'teenage' husband

by Dave Ramsey -- Dear Dave, My husband likes to borrow money on small fix-up projects around the house, saying he knows how to manage money and that he'll pay off the more…

Teaching kids it's OK to spend money

by Dave Ramsey -- Dear Dave, We've followed your advice and put our kids on commissions instead of allowances. Now, they know they have to earn things instead of having it handed more…

Sell house to get out of debt?

by Dave Ramsey -- Dear Dave, I owe $20,000 in consumer debt. I'm selling my current home, which I don't like very much, and want to take the $25,000 in equity to more…