How not to be a hypocrite

by Dave Ramsey -- Dear Dave, My husband and I are taking your classes. We own a roofing company. We offer six months, same as cash, and we accept credit cards. What more…

The level-pay utility option

by Dave Ramsey -- Dear Dave, Our utility company offers a level-pay option. They average out our bills over the last 24 months, and bill us a consistent amount each month based more…

Multi-level operations: Good or bad?

by Dave Ramsey -- Dear Dave, I've been approached about becoming part of a telecom business opportunity that some of my friends say is a multi-level operation. I've heard good and bad more…

Buying a business debt-free

by Dave Ramsey -- Dear Dave, I have an opportunity to buy a landscaping supply business. The current owner said he made $250,000 last year, and he's on track to make even more…

Lottery idiocy

by Dave Ramsey -- Dear Dave, Do you think it would be a good idea to budget a little money each month for playing the lottery? I spent $10 on scratch tickets more…

Sis won't help with mom and dad

by Dave Ramsey -- Dear Dave, A couple of years ago my parents got into a big financial mess. They filed bankruptcy, and had to give up their house. Now, they lived more…

22-year-old bucks family trend

by Dave Ramsey -- Dear Dave, I'm 22 and trying to follow your plan to take care of my money. I'm working my way through school. The other day I paid cash more…

The economics of cakes and candles

by Dave Ramsey -- Dear Dave, If you invest in the stock market, and the market goes down, what happens to the money? Is it lost? Danny Dear Danny, This is a more…

Stupid Tax – here we go again

by Dave Ramsey -- Dear Dave, My wife and I had a bankruptcy discharged about 18 months ago. We'd gotten in over our heads with credit cards and couldn't keep up the more…

Is the Fair Tax really fair?

by Dave Ramsey -- Dear Dave, What exactly is the Fair Tax, and how is it different than the system we currently have in place? Evan Dear Evan, The basic premise of more…