Savings: Too much of a good thing

by Dave Ramsey -- Dear Dave, My husband and I are trying to work on a budget and we're coming at it from different perspectives. He wants to put the least amount more…

Sell the boat, keep the home

by Dave Ramsey -- Dear Dave, My husband was laid off a month ago from an executive job making $80,000 a year. We've got no debt except our house. We owe $82,000 more…

File bankruptcy for $14,000?

by Dave Ramsey -- Dear Dave, I'm a single parent with two children. I bring home about $3,500 a month, but I have $14,000 in credit card debt. Our rent is $750 more…

Too old to start budgeting?

by Dave Ramsey -- Dear Dave, I'm in my 60s and have lived paycheck to paycheck my entire life. After hearing you, I'm living on a budget, almost have my emergency fund more…

Use salary hike to pay off debt

by Dave Ramsey -- Dear Dave, I'll be graduating college in December with a degree in elementary education, and I have a job waiting for me. It will be the first time more…

Developer has 'first right of refusal'

by Dave Ramsey -- Dear Dave, I bought a piece of lake property not long ago, and the developer has first right of refusal if we decide to sell it. We originally more…

The scoop on multi-level companies

by Dave Ramsey -- Dear Dave, My husband and I have an opportunity to buy into a new energy company. Evidently, you can buy into these companies and can become a sales more…

Compensating sales reps

by Dave Ramsey -- Dear Dave, I'm starting a business and have a question about compensating my sales people. What type of plan do you think is best? Is a full commission more…

Save $12K – but share a kitchen?

by Dave Ramsey -- Dear Dave, Our yearly income is $45,000. We have a $75,000 mortgage with no other debt and an 8-month-old baby. We've been given a chance to move in more…