90 credit cards too many?

by Dave Ramsey -- Dear Dave, We have 90 credit cards in a safe deposit box, and they all have zero balances. I know you say we don't need credit, but I'd more…

Borrow on your car to fund IRA?

by Dave Ramsey -- Dear Dave, We have about $8,000 in car loan debt. Despite this, I'd like to go ahead and fully-fund our Roth IRAs. Time equals money, you know? My more…

Just say no to college 'pedigree'

by Dave Ramsey -- Dear Dave, My son is a sophomore at a local college, and he wants to transfer to a very prestigious university. If he did this he would incur more…

Why be normal?

by Dave Ramsey -- Dear Dave, I've been trying to talk my husband out of going into debt to pay for things for years now. His idea is that debt is normal more…

Hey accountant, you're fired!

by Dave Ramsey -- Dear Dave, How do you save up cash to buy a commercial building without getting killed by taxes? Our accountant keeps telling us that's what's going to happen more…

Granny's cosigning nightmare

by Dave Ramsey -- Dear Dave, I just found out that my mom co-signed my son's new car loan. He defaulted, and now she's making the payments. Does this mean she owns more…

Are you the nerd in your marriage?

by Dave Ramsey -- Dear Dave, Does it matter whether it's the husband or the wife who keeps the checkbook and pays the bills? Lots of people say that kind of thing more…

How to use your tax rebate

by Dave Ramsey -- Dear Dave, I'm curious as to how you feel about the government's stimulus tax rebate plan. Our household income is over the maximum income amount to receive the more…

Newly divorced with money to spare

by Dave Ramsey -- Dear Dave, My husband and I divorced a few months ago, and I got custody of our children, ages 12 and 17. I'm lucky enough to be debt-free, more…

Grandma's common-sense budgeting

by Dave Ramsey -- Dear Dave, I've listened to you for a little while now, but I was wondering about the envelope system you recommend. How does it work, and how much more…