Teaching kids it's OK to spend money

by Dave Ramsey -- Dear Dave, We've followed your advice and put our kids on commissions instead of allowances. Now, they know they have to earn things instead of having it handed more…

Sell house to get out of debt?

by Dave Ramsey -- Dear Dave, I owe $20,000 in consumer debt. I'm selling my current home, which I don't like very much, and want to take the $25,000 in equity to more…

Any reason to keep a credit card?

by Dave Ramsey -- Dear Dave, I'm a youth minister in Texas, and often I'm out on the road with the kids going to and from events. I have one credit card more…

Life insurance for stay-at-home mom?

by Dave Ramsey -- Dear Dave, I've heard you recommend having seven to 10 times your income in life insurance. How much would you suggest having on a policy for a stay-at-home more…

Investing for 20-somethings

by Dave Ramsey -- Dear Dave, I'm in college and 21 years old. I've got $1,000 in the bank for my emergency fund, plus I'll be debt-free in about six months. Is more…

Fianc?e wants monopoly on money

by Dave Ramsey -- Dear Dave, I'm getting married in a few months, and I was wondering how to get my girlfriend to take a more active role in planning a family more…

Suddenly rich sister suddenly popular

by Dave Ramsey -- Dear Dave, My sister recently received a large sum of money through an inheritance. Now, everyone seems to have a different idea about what kind of investment she more…

Doing the credit card shuffle

by Dave Ramsey -- Dear Dave, I'm thinking about transferring the $2,500 in credit card debt I've accumulated on my current card to another one with a lower interest rate. Is this more…

Envelope stuffing for extra cash?

by Dave Ramsey -- Dear Dave, My wife is a stay-at-home mom, but she wants to make some extra money to help our family's financial situation. She's seen some ads in the more…

Keep divorced wife in safe car?

by Dave Ramsey -- Dear Dave, My wife is divorcing me, and we just had our first baby boy. I feel it's my responsibility to take care of her until the divorce more…