How to use $5,000 inheritance

by Dave Ramsey -- Dear Dave, We just received a small inheritance of $5,000. We have about $21,000 in debt, and one of the creditors is calling every day because we aren't more…

Cheap cars rock

by Dave Ramsey -- Dear Dave, My husband recently had his commissions cut in half at work. This has reduced our annual income from $100,000 to $50,000. Just before this happened, we more…

Giving a drunk a drink

by Dave Ramsey -- Dear Dave, My sister and her husband are wonderful people, but they don't know how to handle money and are in debt up to their eyeballs. On top more…

Ouch! House payment 3/4 of income

by Dave Ramsey -- Dear Dave, I'm about to get a settlement of $35,000 from an auto accident. Do you think we should use it to pay down our mortgage, or save more…

Tithing with plastic?

by Dave Ramsey -- Dear Dave, Our church is considering letting members use credit cards to tithe or give to other programs. I'm trying to prepare for a finance team meeting, and more…

Let hospitals compete for your baby

by Dave Ramsey -- Dear Dave, My wife and I are debt-free, and we just found out we'll be having another baby. We have individual health insurance, but it doesn't cover childbirth. more…

90 credit cards too many?

by Dave Ramsey -- Dear Dave, We have 90 credit cards in a safe deposit box, and they all have zero balances. I know you say we don't need credit, but I'd more…

Borrow on your car to fund IRA?

by Dave Ramsey -- Dear Dave, We have about $8,000 in car loan debt. Despite this, I'd like to go ahead and fully-fund our Roth IRAs. Time equals money, you know? My more…

Just say no to college 'pedigree'

by Dave Ramsey -- Dear Dave, My son is a sophomore at a local college, and he wants to transfer to a very prestigious university. If he did this he would incur more…