Qualify for mortgage
with no credit?

by Dave Ramsey -- Qualify for mortgage with no credit? Dear Dave, I'm 30-years old, single, and I want to know how I can build a credit history in order to get more…

Credit card for a 10-year old?

by Dave Ramsey -- Credit card for a 10-year old? Dear Dave, My ex-husband wants to get a credit card for our 10-year-old son in order to teach him about credit. I more…

When is it OK to file bankruptcy?

by Dave Ramsey -- Can't a wife get a second job? Dear Dave, I listen to you often and enjoy your radio show, but why don't you ever ask women to go more…

Should parents co-sign
for child's home?

by Dave Ramsey -- Should parents co-sign for child's home? Dear Dave, My sister has really bad credit. She has no bankruptcies or non-payments, just late payments, but in the last few more…

Can you refinance a car payment?

by Dave Ramsey -- Can you refinance a car payment? Dear Dave, We have a ’97 Taurus that we bought on a whim, and it came with a high interest rate because more…

My husband's driving us into debt – what do I do?

by Dave Ramsey -- Should I use variable adjustable life insurance to prepare for retirement? Dear Dave, My financial counselor is trying to interest me in variable adjustable life insurance for retirement. more…

Never do an interest-only mortgage

by Dave Ramsey -- What does ‘paid collection’ on a credit report mean? Dear Dave, We just terminated a lease on a car because my wife had some medical problems that left more…

Why do we work?

by Dave Ramsey -- Am I morally obligated to tip? Dear Dave, My husband and I get into arguments all the time over tipping the servers when we go to restaurants. He more…