Can you refinance a car payment?

by Dave Ramsey -- Can you refinance a car payment? Dear Dave, We have a ’97 Taurus that we bought on a whim, and it came with a high interest rate because more…

My husband's driving us into debt – what do I do?

by Dave Ramsey -- Should I use variable adjustable life insurance to prepare for retirement? Dear Dave, My financial counselor is trying to interest me in variable adjustable life insurance for retirement. more…

Never do an interest-only mortgage

by Dave Ramsey -- What does ‘paid collection’ on a credit report mean? Dear Dave, We just terminated a lease on a car because my wife had some medical problems that left more…

Why do we work?

by Dave Ramsey -- Am I morally obligated to tip? Dear Dave, My husband and I get into arguments all the time over tipping the servers when we go to restaurants. He more…

Should we borrow to pay for adoption?

by Dave Ramsey -- Should we borrow to pay for adoption? Dear Dave, My husband and I have been trying to have a baby for years. We’re going to be completely out more…

My partner wants a pre-nup. What do I do?

by Dave Ramsey -- My partner wants a prenuptial agreement, but I don't. What do I do? Dear Dave, I've been asked to sign a prenuptial agreement. I feel it's morally wrong more…