Is an 80/20 mortgage a good idea?

by Dave Ramsey -- Is an 80/20 mortgage a good idea? Dear Dave, Will you explain what an 80/20 mortgage is and if it’s a good idea to get one? Jeremy Franklin, more…

Tax breaks for sole proprietor?

by Dave Ramsey -- Tax breaks for sole proprietor? ? Dear Dave, I started a staffing firm not long ago as a sole proprietorship. It’s grown quickly and now I’d like to more…

Any penalties with notice of tax lien?

by Dave Ramsey -- Brother wants to avoid tax hit on mother's home Dear Dave, Six or seven years ago, my mother deeded her house to my brother and me with a more…

Paying children: Allowance or Commission?

by Dave Ramsey -- Pay children commission vs. allowance? Dear Dave, You’ve commented before on paying commissions to children for doing household chores. I kind of have a problem with paying kids more…

What about whole life insurance?

by Dave Ramsey -- Finding mother's insurance company? Dear Dave, My mother-in-law purchased a single-premium insurance policy back in 1977 for $21,000. She passed away last year and I just found this more…

Scared of my creditors

by Dave Ramsey -- Scared of dealing with creditors Dear Dave, I’m afraid. I earn $30,000 a year. I’ve got a credit card with Household Bank and I got six months behind more…