Spouses, full-time students, and debt

by Dave Ramsey -- Spouses, full-time students, and in debt Dear Dave, My husband and I are both full-time students, and he makes about $52,000 a year. Our parents discouraged us from more…

Best way to get
a small mortgage?

by Dave Ramsey -- What is the best way to get a small mortgage? Dear Dave, We are totally debt-free, except for our house. We are moving down in house, going from more…

Qualify for mortgage
with no credit?

by Dave Ramsey -- Qualify for mortgage with no credit? Dear Dave, I'm 30-years old, single, and I want to know how I can build a credit history in order to get more…

Credit card for a 10-year old?

by Dave Ramsey -- Credit card for a 10-year old? Dear Dave, My ex-husband wants to get a credit card for our 10-year-old son in order to teach him about credit. I more…

When is it OK to file bankruptcy?

by Dave Ramsey -- Can't a wife get a second job? Dear Dave, I listen to you often and enjoy your radio show, but why don't you ever ask women to go more…

Should parents co-sign
for child's home?

by Dave Ramsey -- Should parents co-sign for child's home? Dear Dave, My sister has really bad credit. She has no bankruptcies or non-payments, just late payments, but in the last few more…

Can you refinance a car payment?

by Dave Ramsey -- Can you refinance a car payment? Dear Dave, We have a ’97 Taurus that we bought on a whim, and it came with a high interest rate because more…

My husband's driving us into debt – what do I do?

by Dave Ramsey -- Should I use variable adjustable life insurance to prepare for retirement? Dear Dave, My financial counselor is trying to interest me in variable adjustable life insurance for retirement. more…