When self-insurance makes sense

by Dave Ramsey -- Dear Dave, My husband and I are retired, we both receive nice pensions, and we owe $46,000 on our home. This is our only debt. I'm 65, he more…

Helping bankrupt parents

by Dave Ramsey -- Dear Dave, My mom and dad filed bankruptcy recently and are on a fixed income of $2,200 a month. They gave up their house, and my wife and more…

A tale of 2 teenagers

by Dave Ramsey -- Dear Dave, I'm 19 years old, and I'm putting myself through college debt-free. I usually work part-time during the semesters, but right now I'm working full-time. I have more…

These millennials are doing it right

by Dave Ramsey -- Dear Dave, My wife and I are both in our early 20s, we're debt-free, and we're just a couple of months away from having a fully loaded emergency more…

Cash and the heroin addict

by Dave Ramsey -- Dear Dave, My husband is a recovering heroin addict. He's been clean for two years, but I still feel we shouldn't keep cash in the house or give more…

Negotiate with a lawyer?

by Dave Ramsey -- Dear Dave, I've had a judgment filed against me for an old, unpaid medical bill. The original amount was $2,500, but now it has increased to $3,200. Can more…

Should your executor be family member?

by Dave Ramsey -- Dear Dave, I've always heard that you shouldn't ask a family member to be the executor of your will. What are your feelings about this? Joyce Dear Joyce, more…

Investing in condos OK?

by Dave Ramsey -- Dear Dave, I know when it comes to investing you like mutual funds and paid-for real estate. What do you think about using condominiums as investment properties instead more…

Boundaries with Dad

by Dave Ramsey -- Dear Dave, My husband and I are just starting to get control of our finances, but we have a problem. My dad has a habit of expecting us more…