To hire or not to hire? It's a predicament

by Dave Ramsey -- Dear Dave, I work as the executive director of a nonprofit charitable organization. Lately, I've been wondering if I should hire an employee as a development person. I more…

Taking Junior's keys, cell phone

by Dave Ramsey -- Dear Dave, Our son is a senior in college. We all signed a contract before he left for school a few years ago stating that we would pay more…

Less stress but less income

by Dave Ramsey -- Dear Dave, My wife and I just started your class, and we're determined to get out of debt. At the same time, I'd like to do something to more…

Teen girl needs a budget?

by Dave Ramsey -- Dear Dave, My husband and I live on a budget and are getting out of debt. Our daughter is in high school, and we've been teaching her about more…

Upside-down couple owns up

by Dave Ramsey -- Dear Dave, I've spent most of my marriage not being a good husband and not being involved in our family finances. After being introduced to one of your more…

Forcing little brother to grow up

by Dave Ramsey -- Dear Dave, I'm having issues with my youngest brother, and I need some advice. He's 25, divorced and has two kids. He only wants to play dad when more…

Morons at the credit-card company

by Dave Ramsey -- Dear Dave, I recently tried to cancel a credit card, and the customer service representative told me that doing this would cancel out my entire 14-year credit history. more…

Cake baker has 1 'in the oven'

by Dave Ramsey -- Dear Dave, I started my own small bakery from home two years ago, providing wedding and specialty cakes. I just found out I'm pregnant, and while my husband more…