My daughter the teenage model

by Dave Ramsey -- Dear Dave, I live in Los Angeles, and my daughter makes $3,000 to $5,000 a month modeling. I don't want her to become spoiled by this job and more…

Budgeting for Christmas

by Dave Ramsey -- Dear Dave, My wife and I have $15,000 in debt left to pay off. We bring home around $32,000 a year, and we usually spend $250 to $300 more…

Laser-beam debt killing

by Dave Ramsey -- Dear Dave, What would you recommend for 401(k) contributions while getting out of debt? Chaz Dear Chaz, I recommend putting a temporary stop to investing while you're getting more…

Slow down on mortgage acceleration

by Dave Ramsey -- Dear Dave, Should I pay a nominal fee to be enrolled in a mortgage accelerator program? Jennifer Dear Jennifer, No, you should not. Mortgage accelerator programs are similar more…

Dropping out to become a rock star

by Dave Ramsey -- Dear Dave, We've been supporting our son while he's in college. He just finished his sophomore year, but he told us the other day he has dropped out more…

How to sock away 15% for retirement

by Dave Ramsey -- Dear Dave, Do employer contributions count toward the 15 percent you recommend putting into retirement? Brian Dear Brian, Employer contributions do not count toward the 15 percent I more…

Money and the single life

by Dave Ramsey -- Dear Dave, Do you have any tips for how a single person can stay on track with their finances? Debbie Dear Debbie, It's really pretty simple. The first more…

Do you need umbrella insurance?

by Dave Ramsey -- Dear Dave, At what level of net worth should someone consider umbrella insurance? Matt Dear Matt, I think it's something you should consider if you have a net more…