Learning about money late in life

by Dave Ramsey -- Dear Dave, I'm a recently retired widow, and my husband always took care of most of our finances. We never had any debt, but after starting to learn more…

Baby steps and cashing out home equity

by Dave Ramsey -- Dear Dave, My wife and I are on Baby Step 3 of your plan, and we're about halfway to building our fully funded emergency fund. We don't like more…

Debt-snowball math

by Dave Ramsey -- Dear Dave, We're working the debt snowball, and together my husband and I make $93,000 a year. The amounts of our remaining three debts are so close we more…

The math of raising a big family

by Dave Ramsey -- Dear Dave, My husband and I have seven kids. What parts of your program work best for large families? Karen Dear Karen, My entire plan works for a more…

A travel agent for guilt trips

by Dave Ramsey -- Dear Dave, My parents left their six-figure jobs to enter the ministry when I was in high school. That was 10 years ago, and my mom still regularly more…

Can you be over-generous?

by Dave Ramsey -- Dear Dave, I've heard you talk about the importance of giving using the phrase "outrageous generosity." But at what point does outrageous generosity become foolish overspending? Josiah Dear more…

When self-insurance makes sense

by Dave Ramsey -- Dear Dave, My husband and I are retired, we both receive nice pensions, and we owe $46,000 on our home. This is our only debt. I'm 65, he more…

Helping bankrupt parents

by Dave Ramsey -- Dear Dave, My mom and dad filed bankruptcy recently and are on a fixed income of $2,200 a month. They gave up their house, and my wife and more…

A tale of 2 teenagers

by Dave Ramsey -- Dear Dave, I'm 19 years old, and I'm putting myself through college debt-free. I usually work part-time during the semesters, but right now I'm working full-time. I have more…