Young, jobless and treading water

by Dave Ramsey -- Dear Dave, I'm 23, and I lost a good job a few days ago due to layoffs. My wife has been a stay-at-home mom with our 10-month-old daughter, more…

Investing for a 95-year-old

by Dave Ramsey -- Dear Dave, My mom is 95 years old, and she's in amazing health. Financially speaking, she has about $150,000 in Certificates of Deposit, money market accounts and savings more…

Funding graduate school with just cash

by Dave Ramsey -- Dear Dave, My wife and I are on Baby Step 2 of your plan, and I'm in graduate school while working full time. We're trying to cash flow more…

You call this a 'marriage'?

by Dave Ramsey -- Dear Dave, I make $2,100 a month after taxes, and I have accumulated $46,000 in credit card debt. My husband makes more than I do, but he won't more…

The straight-up scoop on timeshares

by Dave Ramsey -- Dear Dave, My wife and I recently sat through a timeshare pitch at my mom and dad's community as a favor to them. We're trying to get out more…

Commercial-building debt OK?

by Dave Ramsey -- Dear Dave, My husband and I own three commercial buildings in Boise, Idaho, that are leased out long-term. We owe about $500,000 on one and $400,000 on each more…

Back away from the 401(k)

by Dave Ramsey -- Dear Dave, My wife and I make $100,000 a year combined, and we have about $12,000 in credit card debt. We also owe another $80,000 in student loans, more…

Use savings for kids' Christian school?

by Dave Ramsey -- Dear Dave, Our three kids are enrolled in a private Christian school. It's a great place, and we truly believe our kids are getting a wonderful, faith-based education, more…

'Tiny house' means tiny market

by Dave Ramsey -- Dear Dave, What is your opinion on paying cash for a "tiny house"? Wes Dear Wes, This may be a really un-hip or uncool thing to say, but more…

Millionaire mom still needs insurance?

by Dave Ramsey -- Dear Dave, I'm trying to help my elderly mom with her finances. She has no debt and more than $1 million in assets. There was also another $500,000 more…