Don't invite Murphy for a visit

by Dave Ramsey -- Dear Dave, Is there ever a time you should dip into emergency-fund savings to pay off your home early? Eric Dear Eric, The only time I would advise more…

Push lil sis out of the nest?

by Dave Ramsey -- Dear Dave, My younger sister moved to Atlanta, and she came to live with my husband and me a few months ago. She's 19, has a job and more…

A model opportunity

by Dave Ramsey -- Dear Dave, My daughter is 14, and she was recently offered a steady weekend modeling job. Do you have any advice on how to handle the money she more…

Salvage title – yes or no?

by Dave Ramsey -- Dear Dave, I want to buy an inexpensive car, and I was wondering what you think about salvage titles. Eric Dear Eric, It's not impossible to find a more…

Can you face retirement with hope?

by Dave Ramsey -- Dear Dave, My parents are close to retirement and very heavily leveraged. Do you have any advice on how I can help motivate them to succeed financially? Jack more…

Credit card debt vs. car debt

by Dave Ramsey -- Dear Dave, My wife and I make $140,000 a year, and we're working on our debt snowball. We're almost out of debt, but we still have two small more…

$48K in car loans?!

by Dave Ramsey -- Dear Dave, I'm 27 and married, and we have two kids. I make $90,000 a year, but we have $80,000 in consumer debt – $48,000 of which is more…

The scoop on credit card churning

by Dave Ramsey -- Dear Dave, What do you think about the practice of credit card churning? Ethan Dear Ethan, I think it's a pretty dumb idea. The concept is to run more…

Credit-card intoxication

by Dave Ramsey -- Dear Dave, My mother-in-law has a serious credit card problem. She can't afford stuff, but she shops anyway, acquires more and more credit and thinks she'll pay for more…

Life insurance for budding doc

by Dave Ramsey -- Dear Dave, I'm looking at buying term life insurance. Currently, I'm in medical school doing my last year of residency and making $35,000 a year. Should I base more…