$48K in car loans?!

by Dave Ramsey -- Dear Dave, I'm 27 and married, and we have two kids. I make $90,000 a year, but we have $80,000 in consumer debt – $48,000 of which is more…

The scoop on credit card churning

by Dave Ramsey -- Dear Dave, What do you think about the practice of credit card churning? Ethan Dear Ethan, I think it's a pretty dumb idea. The concept is to run more…

Credit-card intoxication

by Dave Ramsey -- Dear Dave, My mother-in-law has a serious credit card problem. She can't afford stuff, but she shops anyway, acquires more and more credit and thinks she'll pay for more…

Life insurance for budding doc

by Dave Ramsey -- Dear Dave, I'm looking at buying term life insurance. Currently, I'm in medical school doing my last year of residency and making $35,000 a year. Should I base more…

When Junior needs car insurance

by Dave Ramsey -- Dear Dave, I'm divorced and have a teenager who will be driving soon. What would be the best way to set up insurance for the child? Mike Dear more…

Is taking food stamps immoral?

by Dave Ramsey -- Dear Dave, I'm a single mom with three young children. I quit my nursing job a few years ago to be a stay-at-home mom, and one year later more…

Should we ever buy a house?

by Dave Ramsey -- Dear Dave, My husband and I are on Baby Step 2 of your plan. We move every two or three years due to our jobs, so would it more…

What about debts after death?

by Dave Ramsey -- Dear Dave, My daughter died. She was 32 years old and single, and she had lived with me for the last few years because she was recently disabled. more…

Take my million out of the market?

by Dave Ramsey -- Dear Dave, My wife and I are 70, and we have $950,000 in annuities in the market, plus $68,000 in our emergency fund. The only debt we have more…

How to help money-challenged family

by Dave Ramsey -- Dear Dave, I'm trying to help my son and daughter-in-law by encouraging them to get out of debt and live on a budget. It hasn't been a problem more…