Retired but with 1 debt left

by Dave Ramsey -- Dear Dave, I'm retired, and I have $400,000 in an IRA that's earning 10 to 12 percent. The only debt I have is $20,000 on a home equity more…

The mother-in-law and boundaries

by Dave Ramsey -- Dear Dave, I live outside Houston with my wife and our 9-month-old daughter. I've received a job offer from a company on the other side of the city more…

Mother of 2-year-old: Go back to work!

by Dave Ramsey -- Dear Dave, I'm a stay-at-home mom now, and my husband brings home $2,600 a month. We're trying to get out of debt, but we need more money coming more…

How to tell a 'want' from a 'need'

by Dave Ramsey -- Dear Dave, Can you please define "necessities" in today's world while trying to get out of debt and live on a budget? Matthew Dear Matthew, Whether you're talking more…

Identity theft in a marriage

by Dave Ramsey -- Dear Dave, If a wife takes out a credit card in her husband's name without his knowledge, and they get divorced, can the husband claim identity theft? Nancy more…

Starting over after divorce

by Dave Ramsey -- Dear Dave, My divorce will be final in a month, and I'll have $100,000 when everything is over. I will also have $8,000 in credit card debt, and more…

Over half their income in car loans

by Dave Ramsey -- Dear Dave, I've been on medical leave from my job due to an injury. My doctor recently advised extending the leave another six months, but during this time more…

Don't invite Murphy for a visit

by Dave Ramsey -- Dear Dave, Is there ever a time you should dip into emergency-fund savings to pay off your home early? Eric Dear Eric, The only time I would advise more…

Push lil sis out of the nest?

by Dave Ramsey -- Dear Dave, My younger sister moved to Atlanta, and she came to live with my husband and me a few months ago. She's 19, has a job and more…

A model opportunity

by Dave Ramsey -- Dear Dave, My daughter is 14, and she was recently offered a steady weekend modeling job. Do you have any advice on how to handle the money she more…