Conformed
                                                                       ---------
                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                   FORM 10-Q

[X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities  Exchange
    Act of 1934 for the Quarterly Period Ended September 30, 2005.

or

[ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange
    Act of 1934 for the Transition Period from __________ to__________.
       
Commission File Number: 0-26494
                        -------
       
                               GSE SYSTEMS, INC.
                               -----------------
             (Exact name of registrant as specified in its charter)
       
                Delaware                        52-1868008

        (State or other jurisdiction of     (I.R.S. Employer Identification No.)
        incorporation or organization)

                7133 Rutherford Road, Baltimore, Maryland 21244
                -----------------------------------------------
              (Address of principal executive office and zip code)

       Registrant's telephone number, including area code:  (410)-277-3740
                                                            --------------
                 9189 Red Branch Road, Columbia, Maryland 21045
                 ----------------------------------------------
   (Former name, former address and former fiscal year, if changed since last
--------------------------------------------------------------------------------
                                     report)
                                    ---------
Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by  Sections  13 or 15(d)  of the  Securities  Exchange  Act of 1934
during the preceding 12 months (or for such shorter  period that the  Registrant
was  required  to file such  reports),  and (2) has been  subject to such filing
requirements for the past 90 days. Yes [ X ] No [ ]

Indicate  by check mark  whether  the  registrant  is an  accelerated  filer (as
defined in Rule 12b-2 of the Exchange Act). Yes [ ] No [ X ]

Indicate by check mark whether the  registrant is a shell company (as defined in
Rule 12b-2 of the Exchange Act).  Yes [ ] No [ X ]

As of November 1, 2005, there were 8,999,706  shares of the Registrant's  common
stock outstanding.

                                GSE SYSTEMS, INC.
                          QUARTERLY REPORT ON FORM 10-Q
                                      INDEX
       
                                                                            PAGE

PART I.         FINANCIAL INFORMATION                                          3

Item 1.         Financial Statements:                                          

                Consolidated Balance Sheets as of September 30, 2005           3
                        and December 31, 2004

                Consolidated Statements of Operations for the Three            4
                        and Nine Months Ended September 30, 2005
                        and September 30, 2004

                Consolidated Statements of Comprehensive Income                5
                        (Loss) for the Three and Nine Months Ended
                        September 30, 2005 and September 30, 2004

                Consolidated Statements of Cash Flows for the Nine             6
                        Months Ended September 30, 2005 and
                        September 30, 2004

                Notes to Consolidated Financial Statements                     7

Item 2.         Management's Discussion and Analysis of Results               14
                        of Operations and Financial Condition

Item 3.         Quantitative and Qualitative Disclosures About                24
                        Market Risk

Item 4.         Controls and Procedures                                       24


PART II.        OTHER INFORMATION                                             26

Item 1.         Legal Proceedings                                             26

Item 2.         Unregistered Sales of Equity Securities and Use of            26
                        Proceeds 

Item 3.         Defaults Upon Senior Securities                               26

Item 4.         Submission of Matters to a Vote of Security Holders           26

Item 5.         Other Information                                             26

Item 6.         Exhibits                                                      26


                SIGNATURES                                                    27


                         
PART I - FINANCIAL INFORMATION
Item 1.  Financial Statements
                                                     GSE SYSTEMS, INC. AND SUBSIDIARIES
                                                        CONSOLIDATED BALANCE SHEETS
                         (in thousands, except share data)

                                                                                   Unaudited
                                                                             September 30, 2005        December 31, 2004
                                                                            ---------------------     -------------------
                                                                ASSETS
Current assets:
     Cash and cash equivalents                                                 $             804        $            868
     Restricted cash                                                                          -                       29
     Contract receivables                                                                  7,916                   8,723
     Prepaid expenses and other current assets                                               735                     819
                                                                            ---------------------     -------------------
        Total current assets                                                               9,455                  10,439

Equipment and leasehold improvements, net                                                    314                     596
Software development costs, net                                                              897                     909
Goodwill, net                                                                              1,739                   1,739
Other assets                                                                                 417                     545
                                                                            ---------------------     -------------------
        Total assets                                                           $          12,822        $         14,228
                                                                            =====================     ===================

                                                    LIABILITIES AND STOCKHOLDERS' EQUITY
Current liabilities:
     Current portion of long-term debt                                         $         $ 1,182        $            $ 9
     Accounts payable                                                                      2,492                   2,998
     Due to GP Strategies Corporation                                                        421                     291
     Accrued expenses                                                                      1,284                   1,608
     Accrued compensation and payroll taxes                                                1,252                   1,523
     Billings in excess of revenue earned                                                    848                   1,079
     Other current liabilities                                                               189                     273
                                                                            ---------------------     -------------------
        Total current liabilities                                                          7,668                   7,781

Long-term debt                                                                               782                      -
Accrued warranty reserves, less current portion                                              528                     483
Other liabilities                                                                            775                      19
                                                                            ---------------------     -------------------
         Total liabilities                                                                 9,753                   8,283
                                                                            ---------------------     -------------------
Commitments and contingencies

Stockholders' equity:
     Series A convertible preferred stock $.01 par value, 2,000,000 shares authorized,
         no shares issued and outstanding                                                     -                       -
     Common stock $.01 par value, 18,000,000 shares authorized, shares issued
         and outstanding 8,999,706 and 8,949,706 in 2005 and 2004, respectively               90                      89
     Additional paid-in capital                                                           30,915                  30,815
     Accumulated deficit - at formation                                                   (5,112)                 (5,112)
     Accumulated deficit - since formation                                               (21,689)                (19,044)
     Accumulated other comprehensive loss                                                 (1,135)                   (803)
                                                                             --------------------     -------------------
         Total stockholders' equity                                                        3,069                   5,945
                                                                             --------------------     -------------------
        Total liabilities and stockholders' equity                                      $ 12,822                $ 14,228
                                                                             ====================     ===================

The accompanying notes are an integral part of these consolidated financial statements.




                         
          GSE SYSTEMS, INC. AND SUBSIDIARIES
                CONSOLIDATED STATEMENTS OF OPERATIONS
         (in thousands, except per share data)
                      (Unaudited)

                                                             Three months ended             Nine months ended
                                                                September 30,                 September 30,
                                                            ---------------------         -----------------------
                                                             2005           2004           2005           2004
                                                            ----------- ---------         ----------- -----------
Contract revenue                                            $ 4,607     $  7,340          $ 17,617      $  22,498

Cost of revenue                                               4,228        5,835            14,543         17,379
                                                            ----------- ---------         ----------- -----------
Gross profit                                                    379        1,505             3,074          5,119
                                                            ----------- ---------         ----------- -----------

Operating expenses:
     Selling, general and administrative                      1,395        1,449             5,001          3,871
    Administrative charges from GP Strategies                   171          247               513            739
    Depreciation and amortization                               243           64               387            207
                                                            ----------- ---------         ----------- -----------
Total operating expenses                                      1,809        1,760             5,901          4,817
                                                            ----------- ---------         ----------- -----------

Operating income (loss)                                      (1,430)        (255)           (2,827)           302

Interest expense, net                                          (180)          (5)             (251)          (164)
Other income, net                                               593           19               439             35
                                                            ----------- ---------         ----------- -----------
Income (loss) from continuing operations before
    provision (benefit) for income taxes                     (1,017)        (241)           (2,639)           173

Provision (benefit) for income taxes                             30          (44)                6             30
                                                            ----------- ---------         ----------- -----------
Income (loss) from continuing operations                     (1,047)        (197)           (2,645)           143

Income on sale of discontinued operations                         -           60                -              60
                                                            ----------- ---------         ----------- -----------
Net income (loss)                                          $ (1,047)    $   (137)       $    (2,645)    $     203
                                                            =========== =========         =========== ===========



Basic earnings (loss) per common share:
     Continuing operations                                 $  (0.12)    $  (0.02)       $     (0.29)    $     0.02
     Discontinued operations                                    -              -              -            -
                                                            ----------- ---------         ----------- -----------
         Net income (loss)                                 $  (0.12)    $  (0.02)       $     (0.29)    $     0.02
                                                            =========== =========         =========== ===========

Diluted earnings (loss) per common share:
     Continuing operations                                 $  (0.12)    $  (0.02)       $    (0.29)     $     0.02
     Discontinued operations                                    -            -                 -              -
                                                            ----------- ---------         ----------- -----------
         Net income (loss)                                 $  (0.12)    $  (0.02)       $   (0.29)      $     0.02
                                                            =========== =========         =========== ===========
     
The accompanying notes are an integral part of these consolidated financial statements.



                         
      GSE SYSTEMS, INC. AND SUBSIDIARIES
                   CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)
                (in thousands)
                  (Unaudited)

                                                       Three months ended            Nine months ended
                                                         September 30,                 September 30,
                                                    -------------------------  -------------------------
                                                     2005            2004           2005          2004
                                                    -----------  ------------  -----------  ------------

Net income (loss)                                     $ (1,047)    $   (137)    $ (2,645)     $    203

Foreign currency translation adjustment                     10           51         (332)           (3)
                                                    -----------  ------------  -----------  ------------

Comprehensive income (loss)                           $ (1,037)    $    (86)    $ (2,977)     $    200
                                                    ===========  ============  ===========  ============
   
The accompanying notes are an integral part of these consolidated financial statements.



                         
                    GSE SYSTEMS, INC. AND SUBSIDIARIES
                    CONSOLIDATED STATEMENTS OF CASH FLOWS
                               (in thousands)
                                 (Unaudited)
                                                                                           Nine months ended
                                                                                             September 30,
                                                                                      -------------------------
                                                                                       2005            2004
                                                                                      ------------ ------------
Cash flows from operating activities:
Net income (loss)                                                                     $  (2,645)     $    203
     Income on sale of discontinued operations                                                -            60
                                                                                      ------------ ------------
Income (loss) from continuing operations                                                 (2,645)          143
Adjustments to reconcile net income (loss) to net cash
used in operating activities:
     Depreciation and amortization                                                          844           490
     Change in fair market value of liabilities for conversion option and warrants         (577)            -
     Changes in assets and liabilities:
         Contract receivables                                                               807           (22)
         Prepaid expenses and other assets                                                  374           709
         Accounts payable, accrued compensation and accrued expenses                     (1,407)          406
         Due to GP Strategies Corporation                                                   130           327
         Billings in excess of revenue earned                                              (231)       (2,552)
         Accrued warranty reserves                                                           44           320
         Other liabilities                                                                   (5)          (44)
                                                                                      ------------ ------------
    Net cash used in continuing operations                                               (2,666)         (223)
     Net cash used in discontinued operations                                                 -           (60)
                                                                                      ------------ ------------
Net cash used in operating activities                                                    (2,666)         (283)

Cash flows from investing activities:
     Capital expenditures                                                                  (120)         (144)
     Capitalized software development costs                                                (329)         (319)
    Releases of cash as collateral under letters of credit                                   29           408
                                                                                      ------------ ------------
Net cash used in investing activities                                                      (420)          (55)
                                                                                      ------------ ------------

Cash flows from financing activities:
     Borrowings under line of credit                                                      1,182             -
     Proceeds from issuance of common stock                                                 100             -
     Issuance of subordinated convertible note payable                                    2,000             -
    Deferred financing costs                                                               (212)            -
    Other financing activities, net                                                          (9)          (24)
                                                                                      ------------ ------------
Net cash provided by (used in) financing activities                                       3,061           (24)
                                                                                      ------------ ------------

Effect of exchange rate changes on cash                                                     (39)           (1)
                                                                                      ------------ ------------
Net decrease in cash and cash equivalents                                                   (64)         (363)
Cash and cash equivalents at beginning of year                                              868         1,388
                                                                                      ------------ ------------
Cash and cash equivalents at end of period                                            $     804      $  1,025
                                                                                      ============ ============

    The accompanying notes are an integral part of these consolidated financial statements.



1. Basis of Presentation and Revenue Recognition
   
     The consolidated financial statements included herein have been prepared by
GSE Systems,  Inc. (the "Company") without  independent audit. In the opinion of
the Company's management,  all adjustments and reclassifications of a normal and
recurring nature necessary to present fairly the financial position,  results of
operations  and cash flows for the  periods  presented  have been made.  Certain
information and footnote  disclosures  normally included in financial statements
prepared in accordance with U.S. generally accepted  accounting  principles have
been condensed or omitted.  These  consolidated  financial  statements should be
read in conjunction with the consolidated financial statements and notes thereto
included  in the  Company's  Annual  Report  on Form 10-K for the  period  ended
December 31, 2004 filed with the Securities and Exchange Commission on March 17,
2005.

     The Company has only one reportable  segment.  The Company has a wide range
of knowledge of simulation  systems and the processes those systems are intended
to  control  and model.  The  Company's  knowledge  is  concentrated  heavily in
simulation technology and model development. The Company is primarily engaged in
simulation for the power generation  industry,  the process industries,  and the
U.S. Government. Contracts typically range from 18 months to three years.
       
     In the first  nine  months of 2005,  the  Company  incurred  a  significant
operating loss. The Company's revenue and profitability were impacted by the low
volume of orders logged in 2004 and 2005. In addition,  the Company continued to
spend  heavily  on  business  development  activities  in  order to  expand  the
Company's  simulation  business into new sectors,  such as the U.S. military and
homeland security markets. Accordingly, the Company's cash position has weakened
during the nine months ended September 30, 2005, with total cash decreasing from
$868,000 at December  31, 2004 to $804,000 at September  30,  2005,  despite the
infusion of $2.0 million through the issuance of a Senior  Subordinated  Secured
Convertible Note to Dolphin Direct Equity Partners,  LP in May 2005. The Company
has also utilized $1.2 million of its $1.5 million  credit  facility  during the
nine months ended  September  30, 2005.  In order to help improve the  Company's
liquidity and operating results,  management terminated a number of employees at
the end of the third  quarter 2005 and is in  negotiations  with the landlord of
its Columbia,  Maryland facility to assign the Company's lease to a third party.
In early  October,  the  Company  relocated  its  Maryland  operations  from its
Columbia  facility to its Baltimore  facility.  The Company is currently looking
for  additional  capital  to  fund  its  operations.  However,  there  can be no
assurance that the Company will be successful in its efforts to raise additional
capital  to fund its  operations.  If  adequate  capital is not  available,  the
Company  may not meet its  obligations  as they become due or may be required to
curtail its operations sometime in the future.
     
     The Company must complete its annual goodwill imparment tests in the fourth
quarter of 2005. If revenue and operating results continue to decline, there can
be no assurance that an impairment would not be required.

On June 21, 2005, the Board of Directors of GP Strategies  Corporation ("GP
Strategies")  approved  plans to  spin-off  its 57%  interest  in GSE  through a
special dividend to the GP Strategies' stockholders.  On September 30, 2005, the
GP Strategies' stockholders received 0.283075 share of GSE common stock for each
share of GP Strategies  common stock or Class B stock held on the record date of
September 19, 2005.  Following the  spin-off,  GP Strategies  ceased to have any
ownership  interest in GSE. GP  Strategies  will  continue to provide  corporate
support services to GSE, including accounting,  finance, human resources, legal,
network  support  and  tax,  as well as a  guarantee  for the  Company's  credit
facility pursuant to a Management  Services  Agreement which expires on December
2005 and can be renewed for successive one-year terms.
     
     For the three and nine  months  ended  September  30,  2005,  one  customer
(Battelle's Pacific Northwest National  Laboratory)  accounted for approximately
19.0% and 27.4%,  respectively,  of the Company's  consolidated revenue. For the
three and nine months ended  September  30, 2004,  this  customer  accounted for
approximately  26.4% and  22.8%,  respectively,  of the  Company's  consolidated
revenue.  The Pacific Northwest National  Laboratory is the purchasing agent for
the  Department of Energy and the numerous  projects GSE performs in Eastern and
Central Europe.
       
     The Company's credit facility requires GSE to comply with certain financial
ratios.  At September 30, 2005, GSE was not in compliance  with its debt service
coverage ratio.  The Company obtained a letter dated August 4, 2005 in which the
lender agreed to forebear from exercising its rights under the credit  agreement
against  GSE with  respect  to this  event of  default  until  the  Company  has
delivered to the lender the Company's  financial  statements for the year ending
December 31, 2005.
      
     On May 26, 2005, GSE issued and sold to Dolphin Direct Equity Partners,  LP
a Senior Subordinated Secured Convertible Note in the aggregate principal amount
of  $2,000,000,  which  matures  March 31,  2009  (the  "Dolphin  Note"),  and a
seven-year warrant to purchase 380,952 shares of GSE common stock at an exercise
price of $2.22 per share (the "GSE  Warrant").  The Dolphin Note is  convertible
into  1,038,961  shares of GSE common stock at a conversion  price of $1.925 per
share and accrues  interest at 8% payable  quarterly.  Both the convertible note
and the warrant are subject to anti-dilution provisions.  The aggregate purchase
price  for the  Dolphin  Note and GSE  Warrant  was  $2,000,000.  At the date of
issuance,  the fair value of the GSE Warrant was  $374,000 and the fair value of
the  Conversion  Option of the  Dolphin  Note was  $959,000,  both of which were
recorded as noncurrent  liabilities,  with the offset recorded as original issue
discount (OID). OID is accreted over the term of the Dolphin Note and charged to
interest expense,  and the unamortized  balance is netted against long-term debt
in the accompanying  consolidated balance sheets. The GSE Warrant and Conversion
Option liabilities are marked to market through earnings on a quarterly basis in
accordance with EITF No. 00-19, "Accounting for Derivative Financial Instruments
Indexed to, and Potentially  Settled in a Company's Common Stock". For the three
and nine months  ended  September  30,  2005,  the Company  recognized a gain of
$577,000 from the change in fair value of these  liabilities as of September 30,
2005. The gain is recorded in other income, net.

     The  majority  of the  Company's  revenue  is derived  through  the sale of
uniquely  designed  systems  containing  hardware,  software and other materials
under  fixed-price  contracts.  In accordance  with  Statement of Position 81-1,
"Accounting for  Performance of  Construction-Type  and Certain  Production-Type
Contracts",  the revenue under these  fixed-price  contracts is accounted for on
the percentage-of-completion  method. This methodology recognizes income as work
progresses  on the contract and is based on an estimate of the income  earned to
date, less income recognized in earlier periods.  The Company bases its estimate
of the degree of  completion of the contract by reviewing  the  relationship  of
costs  incurred to date to the expected total costs that will be incurred on the
project.  Estimated  contract earnings are reviewed and revised  periodically as
the work  progresses,  and the cumulative  effect of any change is recognized in
the  period in which the change is  identified.  Estimated  losses  are  charged
against earnings in the period such losses are identified.

     As  the  Company  recognizes  revenue  under  the  percentage-of-completion
method,  it provides an accrual for  estimated  future  warranty  costs based on
historical and projected claims experience.  The Company's  long-term  contracts
generally provide for a one-year  warranty on parts,  labor and any bug fixes as
it relates to software embedded in the systems.
       
     The  Company's  system design  contracts do not provide for "post  customer
support service" (PCS) in terms of software upgrades,  software  enhancements or
telephone  support.  In order to obtain  PCS,  the  customers  must  purchase  a
separate  contract.  Such PCS  arrangements  are generally for a one-year period
renewable annually and include customer support,  unspecified software upgrades,
and maintenance  releases.  The Company  recognizes revenue from these contracts
ratably over the life of the agreements in accordance with Statement of Position
97-2, "Software Revenue Recognition".
 
     Revenues from certain  consulting or training contracts are recognized on a
time-and-material  basis.  For  time-and-material  type  contracts,  revenue  is
recognized based on hours incurred at a contracted labor rate plus expenses.
 
     Contract  receivables  unbilled totaled $5.4 million and $4.3 million as of
September  30, 2005 and December 31, 2004,  respectively.  In October,  2005 the
Company billed $882,000 of the unbilled amount.
        
2. Basic and Diluted Earnings (Loss) Per Common Share 
   
     Basic earnings (loss) per share is based on the weighted  average number of
outstanding  common  shares for the period.  Diluted  earnings  (loss) per share
adjusts the weighted average shares  outstanding for the potential dilution that
could occur if stock  options,  warrants or convertible  subordinated  debt were
exercised or converted into common stock. The number of common shares and common
share equivalents used in the determination of basic and diluted earnings (loss)
per share were as follows:
   

                         
(in thousands, except for  share amounts)                        Three months ended            Nine months ended
                                                                  September 30,                 September 30,
                                                               -------------------------  ---------------------------
                                                                 2005            2004          2005         2004
Numerator:
     Net income (loss)                                         $  (1,047)   $    (137)     $  (2,645)    $      203
                                                             =============  ============  ============  =============      

Denominator:
     Weighted-average shares outstanding for basic
         earnings per share                                    8,999,706    8,949,706      8,998,607      8,949,706

     Effect of dilutive securities:
         Employee stock options, warrants, and
         convertible subordinated debt                               -                          -             43,767
                                                             -------------  ------------  ------------  -------------
     Adjusted weighted-average shares outstanding
         and assumed conversions for diluted
         earnings per share                                    8,999,706    8,949,706      8,998,607      8,993,473
                                                             =============  ============  ============  =============

     Shares related to dilutive securities excluded
         because inclusion would be anti-dilutive              2,844,672    1,429,383      1,554,873      1,297,826
                                                             =============  ============  ============  =============

   
     The  difference  between the basic and diluted  number of weighted  average
shares  outstanding  for the nine months  ended  September  30, 2004  represents
dilutive stock options and warrants to purchase  shares of common stock computed
under the  treasury  stock  method,  using the average  market  price during the
period.  Conversion of the stock options,  warrants and convertible subordinated
debt was not  assumed  for the three and nine months  ended  September  30, 2005
because the impact was anti-dilutive.
   
3. Stock Compensation
   
     The  Company  applies  the   intrinsic-value-based   method  of  accounting
prescribe by Accounting  Principles Board (APB) Opinion No. 25,  "Accounting for
Stock  issued  to  Employees",   and  related  interpretations   including  FASB
Interpretation  No. 44,  "Accounting  for Certain  Transactions  involving Stock
Compensation, an interpretation of APB Opinion No. 25", issued in March 2000, to
account  for its  fixed-plan  stock  options.  Under this  method,  compensation
expense is recorded on the date of grant only if the current market price of the
underlying  stock  exceeds the exercise  price.  SFAS No. 123,  "Accounting  for
Stock-Based  Compensation",  established accounting and disclosure  requirements
using  a  fair-value-based   method  of  accounting  for  stock  based  employee
compensation  plans.  As allowed by SFAS No.  123,  the  Company  has elected to
continue to apply the intrinsic-value-based method of accounting described above
and has adopted only the disclosure requirements of SFAS No. 123.
      
     If the  computed  values  of all the  Company's  stock  based  awards  were
calculated  and expensed  (over the vesting period of the awards) using the fair
value  method  specified  under SFAS 123,  net income  (loss) would have been as
follows:

                         
(in thousands, except per share data)                           Three months ended            Nine months ended
                                                                 September 30,                  September 30,
                                                              --------------------------  -------------------------
                                                                 2005            2004        2005            2004
                                                              ------------  ------------  ------------  -----------
Net income (loss), as reported                                $  (1,047)      $    (137)   $ (2,645)      $    203

Add stock-based employee compensation expense
     included in reported net income (loss)                          -               -          -               -
Deduct total stock-based employee compensation
     expense determined under fair-value-method
     for all awards                                                  -              (15)       (672)           (45)
                                                              ------------  ------------  ------------  -----------
     Pro forma net income (loss)                              $  (1,047)      $    (152)   $ (3,317)      $    158
                                                              ============  ============  ============  ===========
Net income (loss) per share, as reported:

Basic                                                         $   (0.12)      $   (0.02)   $  (0.29)      $   0.02
Diluted                                                       $   (0.12)      $   (0.02)   $  (0.29)      $   0.02

Net income (loss) per share, proforma:

Basic                                                         $   (0.12)      $   (0.02)   $  (0.37)      $   0.02
Diluted                                                       $   (0.12)      $   (0.02)   $  (0.37)      $   0.02

     
     The fair value of each  option was  estimated  on the date of grant using a
Black-Scholes   option-pricing   model  with  the   following   weighted-average
assumptions:
   

                         
                                                           Nine months ended
                                                             September 30,
                                                          ------------------------ 
                                                              2005          2004
                                                          ------------ ------------         
Risk- free interest rates                                    4.0%            2.4%
Dividend yield                                               0.0%            0.0%
Expected life                                                  4.4             4.5
Volatility                                                  74.6%           83.7%

       
       
     Options with an average exercise price of $1.85 covering a total of 600,000
shares of common stock were granted to 47 employees in March 2005,  all of which
immediately  vested.  No other  employee  stock options were issued in the first
nine months of 2005 or in the first nine months of 2004.
   
4. Long-term Debt
       
       The Company's long-term debt consists of the following:


(in thousands)                                                 September 30,        December 31,
                                                                   2005                 2004
                                                             ------------------   -----------------
Line of credit with bank                                      $      1,182           $    -
Senior convertible secured subordinated note payable                 2,000                -
Note payable, other                                                     -                 9
                                                             ------------------   -----------------
                                                                     3,182                9
Less warrant related discount, net of accretion                       (343)               -
Less convertible option discount, net of accretion                    (875)               -
                                                             ------------------   -----------------
                                                                     1,964                9
Less current portion                                                (1,182)              (9)
                                                             ------------------   -----------------
        Long-term debt, less current portion                  $        782           $    -
                                                             ==================   =================

                         

   
          Line of Credit
       
     General  Physics   Corporation   ("General  Physics")  is  a  wholly  owned
subsidiary  of GP  Strategies.  On March 30,  2004,  the Company was added as an
additional  borrower under the Financing and Security  Agreement between General
Physics  Corporation  and a  financial  institution.  Under  the  terms  of  the
agreement,  $1.5 million of General Physics'  available credit facility has been
carved out for use by GSE. The line is  collateralized  by substantially  all of
the Company's assets and provides for borrowings up to 80% of eligible  accounts
receivable and 80% of eligible unbilled  receivables.  GP Strategies  guarantees
GSE's borrowings  under the credit facility in consideration  for a fee pursuant
to the Management Services Agreement with GSE. The interest rate on this line of
credit is based upon the Daily  LIBOR  Market  Index Rate plus 3% (6.8375% as of
September 30, 2005),  with interest only payments due monthly.  At September 30,
2005,  the  Company's  available  borrowing  base  was  $1.5  million,  of which
$1,192,000  had  been  utilized,  including  $10,000  for a  letter  of  credit.
Subsequent to the spin-off of GSE on September 30, 2005, GP Strategies agreed to
continue to guarantee GSE's  borrowings  under the credit  facility  through its
expiration on August 13, 2006.

     The Company's credit facility requires GSE to comply with certain financial
ratios.  At September 30, 2005, GSE was not in compliance  with its debt service
coverage. The Company obtained a letter dated August 4, 2005 in which the lender
has agreed to forebear  from  exercising  its rights under the credit  agreement
against  GSE with  respect  to this  event of  default  until  the  Company  has
delivered to the lender the Company's  financial  statements for the year ending
December 31, 2005.
   
       Senior Subordinated Secured Convertible Note Payable
     
     On May 26, 2005, GSE issued and sold to Dolphin Direct Equity Partners,  LP
a Senior Subordinated Secured Convertible Note in the aggregate principal amount
of  $2,000,000,  which  matures  March 31,  2009  (the  "Dolphin  Note"),  and a
seven-year warrant to purchase 380,952 shares of GSE common stock at an exercise
price of $2.22 per share (the "GSE  Warrant").  The Dolphin Note is  convertible
into  1,038,961  shares of GSE common stock at a conversion  price of $1.925 per
share and accrues  interest at 8% payable  quarterly.  Both the convertible note
and the warrant are subject to anti-dilution provisions.  The aggregate purchase
price  for the  Dolphin  Note and GSE  Warrant  was  $2,000,000.  At the date of
issuance,  the fair value of the GSE Warrant was  $374,000 and the fair value of
the  Conversion  Option of the  Dolphin  Note was  $959,000,  both of which were
recorded as noncurrent  liabilities,  with the offset recorded as original issue
discount (OID). OID is accreted over the term of the Dolphin Note and charged to
interest expense,  and the unamortized  balance is netted against long-term debt
in the accompanying  consolidated balance sheets. The GSE Warrant and Conversion
Option liabilities are marked to market through earnings on a quarterly basis in
accordance with EITF No. 00-19, "Accounting for Derivative Financial Instruments
Indexed to, and Potentially  Settled in a Company's Common Stock". For the three
and nine months  ended  September  30,  2005,  the Company  recognized a gain of
$577,000 from the change in the fair value of these  liabilities as of September
30, 2005. The gain is recorded in other income, net.

Note Payable, Other

     The Company had an unsecured  promissory note payable to a former employee.
The final payment on the note was made in April 2005.

5. Series A Convertible Preferred Stock
   
     The Series A convertible  preferred stock had no voting rights and required
dividends at the rate of 6% per annum payable quarterly.  Dividends  accumulated
if not paid quarterly and compounded  interest accrued on any unpaid  dividends.
On October 23, 2003,  the  outstanding  39,000  shares of  preferred  stock were
converted to common stock.  Thus, as of September 30, 2005 and December 31, 2004
there are no shares of  preferred  stock  outstanding.  The  Company had accrued
dividends  payable of $366,000 as of  September  30, 2005 and December 31, 2004.
Such amount accrues interest at the rate of 6% until paid.

6. Letters of Credit and Performance Bonds  

     As of September 30, 2005, the Company has  outstanding one $10,000 bid bond
which is secured by a $10,000  letter of credit and a $30,000  performance  bond
which is  secured  by a bank  guarantee  of the  Company's  foreign  subsidiary.

7. Income Taxes

     The  Company's  effective  tax rate was 0.2% and 15.1% for the nine  months
ended September 30, 2005 and September 30, 2004,  respectively.  The decrease in
the effective  tax rate is  attributable  primarily to lower  taxable  income in
Sweden.  The Company has a full valuation allowance on its deferred tax assets.

     8.  Administrative  Charges  from GP  Strategies  and Other  Related  Party
Transactions
     
On  January  1,  2004,  the  Company  entered  into a  Management  Services
Agreement with GP Strategies in which GP Strategies  agreed to provide corporate
support services to GSE, including accounting,  finance, human resources, legal,
network support and tax. In addition,  GSE uses the financial  system of General
Physics,  a  subsidiary  of  GP  Strategies.   GP  Strategies  guarantees  GSE's
borrowings under its credit facility in consideration  for a fee included in the
Management  Services  Agreement charge.  The Agreement has been extended through
December 31, 2005 and can be renewed for successive  one-year terms. 

     In  December  2003,  GSE's Board of  Directors  elected  John  Moran,  a GP
Strategies  executive  with  experience  in the power  industry  and  simulation
technology,  as Chief Executive Officer.  Mr. Moran continued as a GP Strategies
employee throughout most of 2004, however, Mr. Moran devoted 100% of his time to
the  performance  of his duties as CEO of GSE. On December 16,  2004,  Mr. Moran
became an employee of GSE.  For the three and nine months  ended  September  30,
2004, GSE was charged  $75,000 and $225,000,  respectively  by GP Strategies for
Mr. Moran's compensation and benefits.
 
     Total expense  recognized  by the Company for GP Strategies  administrative
charges for the three and nine months ended  September 30, 2005 was $171,000 and
$513,000,  respectively.  Total expense  recognized for the same periods in 2004
was $247,000 and $739,000, respectively.
   
9. Commitments and Contingencies

     In  conjunction  with the move of its  Process  Automation  business to its
Columbia,  Maryland  facility  in May 2003,  the Company  subleased  most of its
vacated  facility in  Baltimore,  Maryland to Alpharma USPD Inc. for a five-year
period,  although  Alpharma  could  terminate the lease at the end of the second
year provided a six-month  notice was given.  Alpharma  elected to terminate the
sublease on April 30, 2005. In May 2005,  the Company's  lease for the Baltimore
facility  was  amended to release  the Company  from its rental  obligation  for
14,000 sq. ft. of the total  34,000 sq. ft. being  leased  effective  October 1,
2005, as the landlord had entered into a new lease with another  tenant for this
space. In October 2005, the Company  relocated its Maryland  operations from its
facility  in  Columbia  to the  Baltimore  facility.  Accordingly,  the  Company
reversed  its loss accrual for the  Baltimore  facility of $182,000 in the third
quarter 2005;  this credit was recorded in selling,  general and  administrative
expenses.
          
     In October 2005,  the Company  signed an "Assignment of Lease and Amendment
to Lease" that assigns and  transfers  to another  tenant (the  "assignee")  the
Company's rights,  title and interest in its Columbia,  Maryland facility lease.
The Amendment is contingent  upon the written  approval of the landlord's  bank.
The  effective  date of the  Amendment  is the date  that the  Company  delivers
possession of the Columbia facility to the assignee,  but no later than December
31, 2005.  The  assignee's  obligation to pay rent under the Lease will begin on
the date the assignee commences its intended renovations to the facility, but no
later than February 1, 2006. The Company remains fully liable for the payment of
all rent and for the performance of all obligations  under the lease through the
scheduled  expiration of the lease, May 31, 2008, should the assignee default on
their  obligations.  Assuming that the Company  continues to pay the rent on the
Columbia  facility  until  February 1, 2006, the Company will record a charge of
approximately  $350,000  related to the estimated  loss on  the lease assignment
and moving expenses in the fourth quarter 2005.

10. New Accounting Standards
   
     In December  2004,  the FASB issued SFAS No. 123 - Revised (SFAS No. 123R),
"Share-Based  Payment",  which revises SFAS No. 123, "Accounting for Stock-Based
Compensation", and  supercedes  APB No.  25,  "Accounting for  Stock  Issued  to
Employees".  Currently, the  Company  does not record  compensation  expense for
certain stock-based compensation.  Under SFAS No. 123R, the Company will measure
the cost of  employee  services  received in  exchange  for stock,  based on the
grant-date  fair value (with limited  exceptions) of the stock award.  Such cost
will be  recognized  over the period  during  which the  employee is required to
provide  service in exchange for the stock award  (usually the vesting  period).
The fair value of the stock  award  will be  estimated  using an  option-pricing
model,  with excess tax benefits,  as defined in SFAS No. 123R, being recognized
as an addition to paid in capital.  SFAS No. 123R was to be effective as of July
1, 2005.  However,  on April 14, 2005, the  Securities  and Exchange  Commission
announced that the  effective date of SFAS 123R will be postponed  until January
1, 2006, for calendar year companies. The Company is currently in the process of
evaluating the impact of SFAS No. 123R on its consolidated financial statements.
   
       
Item 2.  Management's  Discussion  and  Analysis  of Results of  Operations  and
         Financial Condition
       
     GSE Systems,  Inc. ("GSE  Systems",  "GSE" or the "Company") is a leader in
real-time high fidelity simulation technology and model development. The Company
provides simulation solutions and services to the power generation industry, the
process industries,  and the U.S. Government.  In addition, the Company provides
plant  monitoring  and signal  analysis  monitoring  and  optimization  software
primarily to the power industry,  and develops specialized software applications
for emerging technologies. The Company has only one reportable segment.
       
     In the first  nine  months of 2005,  the  Company  incurred  a  significant
operating  loss. The Company's  revenue and  profitability  were impacted by the
lower volume of orders logged in 2004 and 2005,  and the  Company's  backlog has
decreased  from $19.6 million at December 31, 2004 to $13.9 million at September
30,  2005.  In  addition,  the Company  continued  to spend  heavily on business
development activities in order to expand the Company's simulation business into
new  sectors,   such  as  the  U.S.  military  and  homeland  security  markets.
Accordingly,  the Company's  cash  position has weakened  during the nine months
ended  September 30, 2005,  with total cash decreasing from $868,000 at December
31, 2004 to $804,000 at September 30, 2005, despite the infusion of $2.0 million
through  the  issuance  of a Senior  Subordinated  Secured  Convertible  Note to
Dolphin  Direct Equity  Partners,  LP in May 2005. The Company also has utilized
$1.2 million of its $1.5 million  credit  facility  during the nine months ended
September  30,  2005.  In order to help  improve  the  Company's  liquidity  and
operating results, management terminated a number of employees at the end of the
third  quarter 2005 and is in  negotiations  with the landlord of its  Columbia,
Maryland  facility  to assign the  Company's  lease to a third  party.  In early
October,  the  Company  relocated  its  Maryland  operations  from its  Columbia
facility  to its  Baltimore  facility.  The  Company is  currently  looking  for
additional  capital to fund its operations.  However,  there can be no assurance
that the Company will be successful in its efforts to raise  additional  capital
to fund its operations.  If adequate  capital is not available,  the Company may
not meet its  obligations  as they  become due or may be required to curtail its
operations sometime in the future.

     The Company must complete its annual goodwill imparment tests in the fourth
quarter of 2005. If revenue and operating results continue to decline, there can
be no assurance that an impairment would not be required.

     On June 21, 2005, the Board of Directors of GP Strategies  Corporation ("GP
Strategies")  approved  plans to  spin-off  its 57%  interest  in GSE  through a
special dividend to the GP Strategies' stockholders.  On September 30, 2005, the
GP Strategies' stockholders received 0.283075 share of GSE common stock for each
share of GP Strategies  common stock or Class B stock held on the record date of
September 19, 2005.  Following the  spin-off,  GP Strategies  ceased to have any
ownership interest in GSE.
       
     On  January  1,  2004,  the  Company  entered  into a  Management  Services
Agreement with GP Strategies in which GP Strategies  agreed to provide corporate
support services to GSE, including accounting,  finance, human resources, legal,
network  support and tax.  During the nine months ended  September 30, 2005, GSE
was  charged  $513,000  for GP  Strategies'  services.  The  Agreement  has been
extended  through  December 31, 2005 and can be renewed for successive  one-year
terms.

     On March 30, 2004,  the Company was added as an additional  borrower  under
the Financing and Security  Agreement between General Physics  Corporation and a
financial institution. Under the terms of the agreement, $1.5 million of General
Physics'  available  credit  facility  has been  carved  out for use by GSE.  GP
Strategies   guarantees   GSE's   borrowings   under  the  credit   facility  in
consideration for a fee pursuant to the Management  Services Agreement with GSE.
The guarantee  continues in place after the spin-off  from GP  Strategies  until
August 2006.
       
     On May 26, 2005, GSE issued and sold to Dolphin Direct Equity Partners,  LP
a Senior Subordinated Secured Convertible Note in the aggregate principal amount
of  $2,000,000,  which  matures  March 31,  2009  (the  "Dolphin  Note"),  and a
seven-year warrant to purchase 380,952 shares of GSE common stock at an exercise
price of $2.22 per share (the "GSE  Warrant").  The Dolphin Note is  convertible
into  1,038,961  shares of GSE common stock at a conversion  price of $1.925 per
share and accrues  interest at 8% payable  quarterly.  Both the convertible note
and the warrant are subject to anti-dilution provisions.  The aggregate purchase
price  for the  Dolphin  Note and GSE  Warrant  was  $2,000,000.  At the date of
issuance,  the fair value of the GSE Warrant was  $374,000 and the fair value of
the  Conversion  Option of the  Dolphin  Note was  $959,000,  both of which were
recorded as noncurrent  liabilities,  with the offset recorded as original issue
discount (OID). OID is accreted over the term of the Dolphin Note and charged to
interest expense,  and the unamortized  balance is netted against long-term debt
in the accompanying  consolidated balance sheets. The GSE Warrant and Conversion
Option liabilities are marked to market through earnings on a quarterly basis in
accordance with EITF No. 00-19, "Accounting for Derivative Financial Instruments
Indexed to, and Potentially  Settled in a Company's Common Stock". For the three
and nine months  ended  September  30,  2005,  the Company  recognized a gain of
$577,000 from the change in the fair value of these  liabilities as of September
30, 2005. The gain is recorded in other income, net.

     The Company's credit facility requires GSE to comply with certain financial
ratios.  At September 30, 2005, GSE was not in compliance  with its debt service
coverage ratio.  The Company obtained a letter dated August 4, 2005 in which the
lender has  agreed to  forebear  from  exercising  its  rights  under the credit
agreement  against GSE with  respect to this event of default  until the Company
has  delivered to the lender the  Company's  financial  statements  for the year
ending December 31, 2005.
       
Cautionary Statement Regarding Forward-Looking Statements
       
     This report contains  certain  forward-looking  statements.  Any statements
contained  herein  that are not  statements  of  historical  facts may be deemed
forward-looking  statements.  These statements are based on management's current
beliefs and expectations and are subject to numerous risks and uncertainties and
changes  in  circumstances.  Actual  results  may differ  materially  from these
forward-looking  statements  due  to  changes  in  global,  economic,  business,
governmental, technical, competitive, market and regulatory factors.

General Business Environment
       
     Despite the Company's  poor  operating  results and liquidity  requirements
previously discussed, the Company believes it is positioned to take advantage of
emerging  trends  in  the  power  industry  including  a  global  nuclear  power
renaissance driven by the high cost of oil coupled with  environmental  concerns
caused by fossil fuels. In the U.S. alone, the operating licenses for 32 nuclear
power plants will expire over the next several  years.  Many of these plants are
planning  significant  upgrades  to the  physical  equipment  and  control  room
technology in conjunction with the license  extensions.  Both will result in the
need to modify or replace  the  existing  plant  control  room  simulators.  The
Company,  having  what it believes  is the  largest  installed  base of existing
simulators,  over 65%,  is well  positioned  to capture a large  portion of this
business, although no assurance can be given.

     In the  first  quarter  2005,  the  Company  completed  an  agreement  with
Westinghouse  Electric  Company  LLC to become  their  preferred  vendor for the
development  of simulators for the AP1000  reactor  design.  As a result of this
agreement,  GSE will work closely with Westinghouse to finalize the verification
and  validation  of the  AP1000  Reactor  Human-Machine  Interface  for the Main
Control Room.  GSE expects to spend  $125,000 in 2005 on  developing  simulation
models for the AP1000 reactor. In turn, Westinghouse and GSE will collaborate on
new opportunities  both  internationally  and  domestically.  The first of these
opportunities  has developed in China.  Recent reports indicate that the Chinese
government  expects  to  build  40 new  nuclear  plants  over  the next 10 years
utilizing  Western  technology.  Most of these new plants  will  require a stand
alone simulator for which the Company believes it is best qualified to supply.

     In addition, in the second quarter 2005, the Company was awarded a contract
to develop  simulation  models for the novel Pebble Bed Modular  Reactor  System
(PBMR)  being  developed  by a South  African  company.  The  PBMR is a new high
temperature  gas cooled  reactor  that is  inherently  safe and  reliable.  Each
reactor is  designed  to  produce  165 MW,  enough to provide  energy for 40,000
hours. The system is designed such that additional  reactors can easily be added
as energy demand  increases.  The PBMR is ideally  suited for areas with current
modest  energy  needs  that are  expected  to  grow.  GSE  believes  it is in an
excellent  position to provide the  simulators  that will be required  with each
PBMR  installation,  although  there is no guarantee the Company will be awarded
additional contracts.
      
     The Company  continues  to focus on the fossil  power  segment of the power
industry. In the second quarter 2005, the Company logged additional fossil power
orders of approximately  $700,000.  The Company expects continued growth in this
market segment and is focusing on second time simulation  buyers that now demand
the more sophisticated and realistic simulation models offered by the Company.
       
     While GSE  simulators  are  primarily  utilized  for power  plant  operator
training,  the  uses  are  expanding  to  include  engineering  analysis,  plant
modification studies, and operation efficiency improvements for both nuclear and
fossil utilities. During plant construction, simulators are used to test control
strategies and ensure on-time start-up. After commissioning,  the same tools can
be used to increase plant  availability  and optimize plant  performance for the
life of the  facility.  In  partnership  with an industry  leading  optimization
company,  GSE will be participating in DOE grant programs to utilize  simulation
and optimization for DOE's clean coal power initiative.
       
     The Company  continues to invest  heavily in  developing  business with the
U.S. government and in particular its military component. There are two areas of
emphasis in this market  Homeland  Security and Military Defense simulation.  In
Homeland  Security,  the Company has turned its attention to  opportunities  for
simulation in disaster  recovery and  terrorist  threat  response.  In the third
quarter 2005,  the Company  continued  development of its REMITS product used to
simulate the  operation of Emergency  Operations  Centers (EOC) run by municipal
and state governments.  REMITS is a Real-time Emergency  Management  Interactive
Training System designed to simulate emergency  situations and enable EOC staffs
to train without requiring human  participation in the field. REMITS enables the
EOC  staff to stay  current  with the  technology  and  enables  instructors  to
introduce new problems and challenges  during the exercise to test the EOC staff
response to changing  situations.  As the Federal  Government spends billions in
first responder  training,  the Company  believes its REMITS product will find a
large  market in the  developing  field of training  for  disaster  recovery and
terrorist threat response. The Company is currently in final negotiations with a
provider of command and control  software that is installed in over 150 Homeland
Security  EOCs.  REMITS  would  be integrated  with their software.  There is no
certainty that REMITS will have a materially  positive impact upon the Company's
future performance.
       
     With regard to  military  defense  simulation,  the  Company  continues  to
execute  its plan to  capitalize  on what is clearly  recognized  as the biggest
simulation spender in the world, the U.S.  Military.  In the third quarter 2005,
the Company executed approximately $430,000 in simulation work for the U.S. Navy
on their nuclear propulsion program. The Navy selected GSE's technology for this
program,  which is  expected to extend  through  the year 2025.  The Company has
entered into an agreement with Atlantis Systems Corporation,  a leading training
integrator   specializing  in  the  military  and  commercial  aviation  markets
worldwide,  to jointly market, win and execute contracts in the U.S.  Government
and Military  markets.  Under the terms of the  agreement,  GSE will license its
proprietary simulation technology to Atlantis.
       
       As of September 30, 2005, the Company's backlog was $13.9 million. 
                  
Results of Operations
       
     The following  table sets forth the results of  operations  for the periods
presented expressed in thousands of dollars and as a percentage of revenue:
       

                         
(in thousands)                            Three months ended September 30,           Nine months ended September 30,
                                             2005        %         2004       %         2005       %       2004        %
                                           ---------- ---------- --------- ---------   ---------- ---------- --------- --------- 
Contract revenue                            $  4,607   100.0 %   $  7,340  100.0 %   $ 17,617    100.0 %   $ 22,498    100.0 %

Cost of revenue                                4,228    91.8 %     5,835    79.5 %     14,543     82.6 %     17,379     77.2 %
                                           ---------- ---------- --------- ---------   ---------- ---------- --------- --------- 
Gross profit                                     379     8.2 %     1,505    20.5 %      3,074     17.4 %      5,119     22.8 %
                                           ---------- ---------- --------- ---------   ---------- ---------- --------- --------- 
Operating expenses:
     Selling, general and administrative       1,395    30.3 %     1,449    19.7 %      5,001     28.4 %      3,871     17.3 %
     Administrative charges from GP Strategies   171     3.7 %       247     3.4 %        513      2.9 %        739      3.3 %
     Depreciation and amortization               243     5.2 %        64     0.9 %        387      2.2 %        207      0.9 %
                                           ---------- ---------- --------- ---------   ---------- ---------- --------- --------- 
Total operating expenses                       1,809    39.2 %     1,760    24.0 %      5,901     33.5 %      4,817     21.5 %
                                           ---------- ---------- --------- ---------   ---------- ---------- --------- --------- 
 
Operating income (loss)                       (1,430)  (31.0)%      (255)    (3.5)%    (2,827)   (16.1)%        302      1.3 %
 
Interest expense, net                           (180)   (3.9)%        (5)    (0.1)%      (251)    (1.4)%       (164)    (0.7)%
Other income, net                                593    12.8 %        19      0.3 %       439      2.5 %         35      0.2 %
                                           ---------- ---------- --------- ---------   ---------- ---------- --------- --------- 
 
Income (loss) from continuing operatons
     before provision (benefit) for income ta (1,017)  (22.1)%      (241)    (3.3)%    (2,639)   (15.0)%        173      0.8 %

Provision (benefit) for income taxes              30     0.6 %       (44)    (0.6)%         6      0.0 %         30      0.2 %
                                           ---------- ---------- --------- ---------   ---------- ---------- --------- --------- 
 
Income (loss) from continuing operations      (1,047)  (22.7)%      (197)    (2.7)%    (2,645)   (15.0)%        143       0.6%
 
Income from sale of discontinued operations        -      0.0%        60       0.8%         -       0.0%         60       0.3%
                                           ---------- ---------- --------- ---------   ---------- ---------- --------- --------- 
Net income (loss)                           $ (1,047)    (22.7)% $  (137)    (1.9)%  $  (2,645)   (15.0)%  $    203       0.9%
                                           ========== ========== ========= =========   ========== ========== ========= ========= 


 
Critical Accounting Policies and Estimates
       
     In preparing the Company's financial  statements,  management makes several
estimates and assumptions that affect the Company's  reported amounts of assets,
liabilities, revenue and expenses. Those accounting estimates that have the most
significant  impact  on the  Company's  operating  results  and  place  the most
significant  demands on management's  judgment are discussed  below.  For all of
these policies, management cautions that future events rarely develop exactly as
forecast, and the best estimates may require adjustment.
   
     Revenue   Recognition  on  Long-Term   Contracts.   The  Company  uses  the
percentage-of-completion revenue recognition methodology to record revenue under
its long-term  fixed-price  contracts in accordance  with the AICPA Statement of
Position 81-1,  "Accounting  for  Performance of  Construction-Type  and Certain
Production-Type   Contracts".   This  methodology   recognizes  income  as  work
progresses  on the contract and is based on an estimate of the income  earned to
date, less income recognized in earlier periods.  The Company bases its estimate
of the degree of  completion of the contract by reviewing  the  relationship  of
costs  incurred to date to the expected total costs that will be incurred on the
project. The Company's project managers are responsible for estimating the costs
to be incurred at the beginning of each project and are responsible for updating
the estimate monthly as the project progresses. Management reviews the status of
each project monthly with the project  managers and determines  whether the cost
estimates  are  reasonable.  If changes in the  estimated  costs to complete the
projects are required,  the  cumulative  impact on the  percentage of completion
revenue  calculation is recognized in the period  identified.  Whenever evidence
indicates  that the  estimated  total cost of a contract  will  exceed its total
contract value, the Company's  operating results are charged for the full amount
of the estimated losses immediately.  Uncertainties  inherent in the performance
of contracts include labor availability and productivity, material costs, change
order scope and pricing,  software  modification  issues and customer acceptance
issues.  The  reliability  of these cost  estimates is critical to the Company's
revenue  recognition  as a  significant  change in the  estimates  can cause the
Company's revenue and related margins to change  significantly  from the amounts
estimated in the early stages of the project.
       
     Capitalization of Computer Software  Development  Costs. In accordance with
Statement of Financial  Accounting  Standards (SFAS) No. 86, "Accounting for the
Costs of Computer  Software  to Be Sold,  Leased,  or Otherwise  Marketed",  the
Company   capitalizes   computer  software   development  costs  incurred  after
technological feasibility has been established,  but prior to the release of the
software  product for sale to  customers.  Once the product is  available  to be
sold, the Company begins to amortize the costs over the estimated useful life of
the product,  which normally  ranges from three to five years.  At September 30,
2005, the Company has net capitalized software development costs of $897,000. On
an annual  basis,  and more  frequently  as  conditions  indicate,  the  Company
assesses the recovery of the unamortized  software  computer costs by estimating
the net  undiscounted  cash flows  expected to be  generated  by the sale of the
product.  If the  undiscounted  cash flows are not  sufficient  to  recover  the
unamortized  software costs  the Company will  write-down  the investment to its
estimated fair value based on future  discounted  cash flows.  The excess of any
unamortized  computer  software costs over the related net  realizable  value is
written  down and  charged  to  operations.  Significant  changes  in the  sales
projections  could  result in an  impairment  with  respect  to the  capitalized
software that is reported on the Company's balance sheet.
       
     Deferred Income Tax Valuation  Allowance.  Deferred income taxes arise from
temporary  differences between the tax bases of assets and liabilities and their
reported  amounts in the  financial  statements.  As  required  by SFAS No. 109,
"Accounting  for Income  Taxes",  management  makes a regular  assessment of the
realizability of the Company's  deferred tax assets.  In making this assessment,
management  considers whether it is more likely than not that some or all of the
deferred tax assets will not be realized.  The ultimate  realization of deferred
tax assets is dependent  upon the generation of future taxable income during the
periods in which  those  temporary  differences  become  deductible.  Management
considers  the  scheduled  reversal of deferred tax  liabilities  and  projected
future  taxable  income of the  Company in making this  assessment.  A valuation
allowance  is  recorded  to reduce  the total  deferred  income tax asset to its
realizable  value.  At September 30, 2005,  the Company's  largest  deferred tax
asset related to a U.S. net operating loss  carryforward  of $16.1 million which
expires  in  various  amounts  over the next  twenty  years.  The amount of loss
carryforward which can be used by the Company may be limited significantly.  The
recovery of the net deferred tax asset could not be  substantiated  by currently
available objective evidence.  Accordingly,  the Company has established an $8.7
million valuation allowance for its deferred tax assets. The valuation allowance
will be reduced if the Company's  operations are able to realize  taxable income
in the future.
       
     Results of  Operations  - Three and Nine Months  ended  September  30, 2005
versus Three and Nine Months ended September 30, 2004.

     Contract  Revenue.  Total contract  revenue for the quarter ended September
30, 2005 totaled $4.6 million, which was 37.2% lower than the $7.3 million total
revenue for the quarter ended  September  30, 2004.  Revenue for the nine months
ended  September  30, 2005 was $17.6  million  versus $22.5  million in the same
period of 2004, a 21.7% decrease.  For the nine months ended September 30, 2005,
the Company has logged new orders  totaling only $12.1  million.  The decline in
contract revenue is attributed to the low orders in 2005. At September 30, 2005,
the  Company's   backlog  was  $13.9  million  of  which  the  Company  believes
approximately  $4.7  million  will be  recognized  as  revenue in the next three
months.
       
     Gross  Profit.  Gross  profit  totaled  $379,000  (8.2% of revenue) for the
quarter  ended  September  30, 2005,  as compared  with $1.5  million  (20.5% of
revenue) for the quarter  ended  September  30, 2004.  For the nine months ended
September 30, 2005,  gross profit decreased from $5.1 million (22.8% of revenue)
for the nine months ended September 30, 2004 to $3.1 million (17.4% of revenue).
The decrease in gross profit  percentage is due to the following:

     *    The  Company  adjusted  the  estimated  costs to  complete  on certain
          long-term  contracts  during the third quarter,  due  principally to a
          change in the mix of internal and external labor cost,  which resulted
          in a net  reduction  of gross  profit  recognized  on the  projects of
          approximately $407,000.

     *    A lower  revenue  base  to  recover  the  Company's  relatively  fixed
          overhead.

     Selling,  General  and  Administrative   Expenses.   Selling,  general  and
administrative  ("SG&A")  expenses  totaled  $1.4  million in the quarter  ended
September 30, 2005, a 3.7% decrease as compared to the third quarter 2004.  SG&A
expenses for the nine months ended September 30, 2005 increased 29.2%, from $3.9
million for the nine months ended  September 30, 2004 to $5.0 million.  Business
development  costs decreased from $803,000 in the third quarter 2004 to $659,000
in the third  quarter 2005 but  increased  from $2.0 million for the nine months
ended September 30, 2004 to $2.3 million in the same period of 2005. The Company
expanded its business  development  organization  throughout 2004 into the first
quarter of 2005,  adding an additional five employees  between the first quarter
2004 and the first  quarter  2005.  In  addition,  the Company  incurred  higher
bidding and  proposal  costs in the  pursuit of new  orders.  In order to reduce
operating expenses,  the Company terminated several of its business  development
personnel  in  the  third  quarter  2005  and  reassigned  others  to  operating
positions.  The  Company's  corporate and G&A expenses  increased  slightly from
$835,000 in the third quarter 2004 to $852,000 in the third  quarter  2005.  For
the nine months ended September 30, 2005,  corporate and G&A expenses  increased
from $2.6 million for the first nine months of 2004 to $3.1 million in 2005. The
Company has increased its reserve for bad debts by $153,000 in the third quarter
2005 and $246,000 for the nine months ended  September 30, 2005. The increase in
the third quarter 2005 bad debt expense was offset by lower corporate salary and
travel expense.  Other factors contributing to the increase in corporate and G&A
expense for the nine months  ended  September  30, 2005  included (a) salary and
benefit  costs of John Moran,  the  Company's  CEO who became a GSE  employee in
December 2004 and (b) $184,000 of severance costs, of which $67,000 had not been
paid at September 30, 2005.  Prior to December 2004, the Company was charged for
Mr.  Moran's  services  by GP  Strategies  and his costs were  classified  as GP
Strategies  administration  fees. Gross spending on software product development
("development")  totaled  $227,000 in the quarter  ended  September  30, 2005 as
compared  to $134,000  in the same  period of 2004.  For the nine  months  ended
September 30, 2005, gross development  spending totaled $517,000 versus $373,000
in the same  period  of 2004.  The  Company  anticipates  that its  total  gross
development spending in 2005 will approximate $800,000.
       
     The Company capitalized $170,000 of software development costs in the three
months  ended  September  30,  2005 as compared to $80,000 in the same period of
2004.  For the nine  months  ended  September  30,  2005 and 2004,  the  Company
capitalized $328,000 and $319,000, respectively. The Company's capitalized costs
in the first nine months of 2005 were related to:

     *    Additional  enhancements  to JADE  (Java  Applications  &  Development
          Environment), a Java-based application that provides a window into the
          simulation  station and takes  advantage  of the web  capabilities  of
          Java,  allowing  customers to access the  simulator  and run scenarios
          from  anywhere  they have access to the web.  JADE 3.0 was released in
          April 2005.

     *    The  continued  development  of the Company's  REMITS  product used to
          simulate the  operation of Emergency  Operations  Centers (EOC) run by
          municipal and state governments.

     *    The  development  of  generic   simulation  models   representing  the
          Westinghouse Electric Company LLC AP1000 nuclear plant design.

     *    The  development  of new  features  for the  XFlow  modeling  tool for
          modeling power plant buildings.
       
     Administrative Charges from GP Strategies.  On January 1, 2004, the Company
entered into a Management  Services Agreement with GP Strategies  Corporation in
which GP  Strategies  agreed  to  provide  corporate  support  services  to GSE,
including accounting,  finance, human resources, legal, network support and tax.
Expense for the three and nine months ended  September 30, 2005 was $171,000 and
$513,000, respectively.

     In  December  2003,  GSE's Board of  Directors  elected  John  Moran,  a GP
Strategies  executive  with  experience  in the power  industry  and  simulation
technology,  as Chief Executive Officer.  Mr. Moran continued as a GP Strategies
employee  until  December 15, 2004 when he became a GSE  employee.  In the first
nine months of 2004,  GSE was charged  $225,000 by GP Strategies for Mr. Moran's
compensation and benefits.
       
     Depreciation and  Amortization.  Depreciation  expense totaled $243,000 and
$64,000 during the quarters ended September 30, 2005 and 2004, respectively. For
the nine months ended September 30, 2005 and 2004  depreciation  expense totaled
$387,000 and  $207,000,  respectively.  Due to the  relocation  of the Company's
Maryland operations from Columbia, Maryland to Baltimore,  Maryland, the Company
accelerated  the  depreciation  of certain  leasehold  improvements in the third
quarter 2005.
       
     Operating Income (Loss).  The Company had an operating loss of $1.4 million
(31.0% of revenue) in the third quarter 2005, as compared with operating loss of
$255,000  (3.5% of  revenue)  for the same  period in 2004.  For the nine months
ended  September  30, 2005 and 2004,  the Company had an operating  loss of $2.8
million  (16.1% of revenue) and operating  income of $302,000 (1.3% of revenue),
respectively. The decrease was due to the factors outlined above.
     
     Interest  Expense,  Net. Net interest expense  increased from $5,000 in the
quarter ended  September 30, 2004 to $180,000 for the same quarter in 2005.  For
the nine months ended September 30, 2005 and 2004, net interest  expense totaled
$251,000 and $164,000,  respectively.  Included in interest expense in the three
and nine  months  ended  September  30,  2005 was OID  accretion  related to the
Dolphin Note and GSE Warrant of $107,000 and $116,000, respectively. The Company
expects  interest in the fourth quarter 2005 to be comparable with that incurred
in the third quarter 2005.
       
     For the three  and nine  months  ended  September  30,  2005,  the  Company
incurred  interest expense of $15,000 and $36,000,  respectively,  on borrowings
against its $1.5 million credit facility. In 2004, the Company had no borrowings
against the credit facility.

     The fees paid to the Company's  financial  institution as consideration for
the extension of the Company's  credit facility for a one-year period  beginning
March 23, 2003 were amortized over the one year extension.  In the first quarter
2004, the Company  recognized  $94,000 of interest  expense which  completed the
amortization of these costs.
       
     Other Income, Net. Other income, net was $593,000 and $479,000 in the three
and nine months ended  September 30, 2005. This includes gains and losses on the
Company's derivative  instruments including the liabilities  associated with the
Dolphin Note  Conversion  Option and GSE Warrants.  At September  30, 2005,  the
Company had foreign currency  contracts for sale of  approximately  $2.3 million
Japanese Yen at fixed rates.  The contracts  expire on various dates through May
2007. The Company has not  designated the contracts as hedges and,  accordingly,
has recorded the reduction in estimated  fair value of the contracts  during the
third quarter 2005 of $8,000, and for the first nine months of 2005 of $164,000,
in other  expense.  The  estimated  fair value of the  contracts  was $37,000 at
September 30, 2005.
       
     In  conjunction  with the Dolphin Note and GSE Warrants,  the fair value of
the GSE Warrant was $374,000 and the fair value of the Conversion  Option of the
Dolphin Note was $959,000. The GSE Warrant and Conversion Option liabilities are
marked to market through  earnings on a quarterly  basis in accordance with EITF
No. 00-19,  "Accounting  for Derivative  Financial  Instruments  Indexed to, and
Potentially  Settled in a Company's Common Stock". For the three and nine months
ended  September  30, 2005,  the Company  recognized a gain of $577,000 from the
change in fair market value of these liabilities as of September 30, 2005

     Provision  (Benefit) for Income Taxes. The Company's effective tax rate was
.2% and 15.1% for the nine months ended  September  30, 2005 and  September  30,
2004,  respectively.  The  decrease in the  effective  tax rate is  attributable
primarily to lower taxable income in Sweden.  The Company has a full  valuation
allowance on its deferred tax assets.
       
     Income  on  Sale  of  Discontinued  Operations.  In  conjunction  with  the
Company's sale of its Process Automation business in September 2003, the Company
received  $5.5  million in cash,  subject to certain  adjustments.  The  Company
incurred   approximately   $865,000  of  closing  costs   associated   with  the
transaction,  including a $100,000 accrual for possible post-closing claims from
Novatech  in the  twelve  months  following  the sale,  as  outlined  in various
provisions of the Asset  Purchase  Agreement.  In the third  quarter  2004,  the
Company  reduced  the accrual to  management's  best  estimate of the  Company's
exposure to loss.
   
   Liquidity and Capital Resources
       
     As of September 30, 2005, the Company's cash and cash  equivalents  totaled
$804,000 compared to $868,000 at December 31, 2004.
       
     Cash used in operating activities.  For the nine months ended September 30,
2005, net cash used in operating  activities was $2.7 million. The $577,000 gain
on the change in the fair value of the  Dolphin  Warrant and  Conversion  Option
liabilities  was a non-cash  transaction.  Significant  changes in the Company's
assets and liabilities in 2005 included:

     *    an $807,000  decrease in contract  receivables.  The decrease reflects
          the net of (a) a decrease in  outstanding  trade  receivables of $1.7
          million  due to the lower  project  activity,  (b) an increase in the
          Company's  unbilled  receivable  balance  of $1.2  million  due to the
          timing of contract invoicing  milestones,  and (c) an increase in the
          bad debt  reserve of $272,000.

     *    a $1.4 million decrease in accounts payable,  accrued compensation and
          accrued  expenses.  The  reduction  mainly  reflects  (a)  a  $175,000
          reduction in obligations due to the Company's  subcontractors  working
          on projects in Mexico and Eastern  Europe as some of the projects have
          been completed,  (b) the payment of deferred bonuses to GSE management
          in  2005,  totaling  $187,000,  related  to the  sale  of the  Process
          Automation  business in 2003,  and (c) the  reversal of  the  $182,000
          loss accrual for the  Company's  Baltimore  Facility.
       
     Net cash used in  operating  activities  was  $283,000  for the nine months
ended September 30, 2004; $223,000 was used by continuing operations and $60,000
was used by discontinued operations. Significant changes in the Company's assets
and liabilities in 2004 included:

     *    a  $709,000  reduction  in  prepaid  expenses  and other  assets.  The
          reduction  reflects  (1) lower  prepaid  insurance  expense due to the
          participation  of the  Company  in  some of GP  Strategies'  insurance
          programs,  (2) the collection from Novatech  Process  Solutions LLC of
          expenses  paid by the Company on behalf of Novatech  after the sale of
          the Process  business in 2003 and (3) a reduction in capitalized  bank
          commitment fees.

     *    An increase  in accounts  payable,  accrued  compensation  and accrued
          expenses of $406,000.  The  increase  reflects the increase in project
          activity  in  2004 as  compared  to the  prior  year  and the  related
          increase  in  obligations  to the  Company's  subcontractors  that are
          working on projects located in Mexico and Eastern Europe.

     *    a decrease in billings in excess of revenue earned by $2.6 million. In
          2003,  the Company had entered  into a $6.6  million  contract  with a
          Mexican  customer for a full scope  simulator that allowed the Company
          to invoice the customer  for 20% of the  contract  upon the receipt of
          the purchase order as an advance payment. The reduction in billings in
          excess of revenue earned largely reflects the completion of work which
          reduced  the  Company's  liability  to the  customer  for the  advance
          payment.
      
     Cash used in investing  activities.  Net cash used in investing  activities
for  the  nine  months  ended  September  30,  2005  totaled  $420,000.  Capital
expenditures totaled $120,000 and capitalized software development costs totaled
$329,000.  A $29,000 cash  collateralized  stand-by  letter of credit expired in
June 2005 and the cash collateral was released.
     
     Net cash used in investing activities was $55,000 for the nine months ended
September 30, 2004,  consisting of $144,000 of capitalized  software development
costs and $319,000 of capital expenditures, offset by the expiration of $408,000
of cash collateralized  stand-by letters of credit for which the cash collateral
was released.
       
     Cash used in financing  activities.  During the nine months ended September
30, 2005, the Company generated $3.1 million in cash from financing  activities.
The Company borrowed $1,182,000 from its bank line of credit, generated $100,000
from the  conversion of employee  stock  options,  and issued to Dolphin  Direct
Equity  partners,  LP a  Senior  Subordinated  Secured  Convertible  Note in the
aggregate  principal  amount of  $2,000,000.  The Company  also paid down a note
payable by $9,000.
      
         The Company  incurred  $212,000 of deferred financing  costs which will
be amortized over the term of the note.
      
     In the nine months ended  September  30, 2004,  the Company used $24,000 in
financing activities related to the pay down of a note payable.

Credit Facilities 
       
     General  Physics   Corporation   ("General  Physics")  is  a  wholly  owned
subsidiary  of GP  Strategies.  On March 30,  2004,  the Company was added as an
additional  borrower under the Financing and Security  Agreement between General
Physics  and a financial  institution.  Under the terms of the  agreement,  $1.5
million of General  Physics'  available  credit facility has been carved out for
use by GSE. The line is  collateralized  by  substantially  all of the Company's
assets and provides for borrowings up to 80% of eligible accounts receivable and
80% of eligible unbilled  receivables.  The interest rate on this line of credit
is based upon the Daily LIBOR Market Index Rate plus 3% (6.8375% as of September
30, 2005),  with interest only payments due monthly.  At September 30, 2005, the
Company's  available  borrowing base was $1.5 million,  of which  $1,192,000 had
been utilized,  inclusive of $10,000 for a letter of credit. The credit facility
expires on August 12, 2006.

     The Company's credit facility requires GSE to comply with certain financial
ratios.  At September 30, 2005, GSE was not in compliance  with its debt service
coverage ratio.  The Company obtained a letter dated August 4, 2005 in which the
lender has  agreed to  forebear  from  exercising  its  rights  under the credit
agreement  against  GSE with  respect  to this  event  of  default  Company  has
delivered to the lender the Company's  financial  statements for the year ending
December 31, 2005.

     On May 26, 2005, GSE issued and sold to Dolphin Direct Equity Partners,  LP
a Senior Subordinated Secured Convertible Note in the aggregate principal amount
of  $2,000,000,  which  matures  March 31,  2009  (the  "Dolphin  Note"),  and a
seven-year warrant to purchase 380,952 shares of GSE common stock at an exercise
price of $2.22 per share (the "GSE  Warrant").  The Dolphin Note is  convertible
into  1,038,961  shares of GSE common stock at a conversion  price of $1.925 per
share and accrues  interest at 8% payable  quarterly.  Both the convertible note
and the warrant are subject to anti-dilution provisions.  The aggregate purchase
price  for the  Dolphin  Note and GSE  Warrant  was  $2,000,000.  At the date of
issuance,  the fair value of the GSE Warrant was  $374,000 and the fair value of
the  Conversion  Option of the  Dolphin  Note was  $959,000,  both of which were
recorded as noncurrent  liabilities,  with the offset recorded as original issue
discount (OID). OID is accreted over the term of the Dolphin Note and charged to
interest  expense,  and the unamortized balance is netted against long-term debt
in the accompanying  consolidated balance sheets. The GSE Warrant and Conversion
Option liabilities are marked to market through earnings on a quarterly basis in
accordance with EITF No. 00-19, "Accounting for Derivative Financial Instruments
Indexed to, and Potentially Settled in a Company's Common Stock".
    
     At September 30, 2005, the Company had foreign currency  contracts for sale
of approximately  $2.3 million Japanese Yen at fixed rates. The contracts expire
on various dates through May 2007.  The Company has not designated the contracts
as hedges and,  accordingly,  has recorded the reduction in estimated fair value
of the contracts during the third quarter 2005 of $8,000, and for the first nine
months of 2005 of $164,000,  in other  expense.  The estimated fair value of the
contracts was $37,000 at September 30, 2005.

New Accounting Standards
   
     In December  2004,  the FASB issued SFAS No. 123 - Revised (SFAS No. 123R),
"Share-Based  Payment", which revises SFAS No. 123, "Accounting for  Stock-Based
Compensation",  and  supercedes  APB No. 25,  "Accounting for  Stock  Issued  to
Employees".  Currently,  the Company  does not record  compensation  expense for
certain stock-based compensation.  Under SFAS No. 123R, the Company will measure
the cost of  employee  services  received in  exchange  for stock,  based on the
grant-date  fair value (with limited  exceptions) of the stock award.  Such cost
will be  recognized  over the period  during  which the  employee is required to
provide  service in exchange for the stock award  (usually the vesting  period).
The fair value of the stock  award  will be  estimated  using an  option-pricing
model,  with excess tax benefits,  as defined in SFAS No. 123R, being recognized
as an addition to paid in capital.  SFAS No. 123R was to be effective as of July
1, 2005.  However,  on April 14, 2005, the  Securities  and Exchange  Commission
announced that the ef fective date of SFAS 123R will be postponed  until January
1, 2006, for calendar year companies. The Company is currently in the process of
evaluating the impact of SFAS No. 123R on its consolidated financial statements.
Item 3.  Quantitative and Qualitative Disclosure about Market Risk
       
     The Company's most  significant  market risk is changes in foreign currency
exchange rates.  The Company's  exposure to foreign  exchange rate  fluctuations
arises in part from inter-company accounts in which costs incurred in one entity
are charged to other entities in different foreign jurisdictions. The Company is
also exposed to foreign exchange rate  fluctuations as the financial  results of
all foreign  subsidiaries are translated into U.S. dollars in consolidation.  As
exchange rates vary,  those results when  translated may vary from  expectations
and adversely impact overall expected profitability.
      
     The Company utilizes  various  derivative  financial  instruments to manage
market risks  associated  with the  fluctuations  in foreign  currency  exchange
rates.  It is the Company's  policy to use derivative  financial  instruments to
protect  against  market  risk  arising in the normal  course of  business.  The
Company  monitors  its  foreign  currency  exposures  to  maximize  the  overall
effectiveness of its foreign currency  positions.  Principal  currencies  hedged
include the Euro and the Japanese  yen.  The  Company's  objectives  for holding
derivatives are to minimize the risks using the most effective methods to reduce
the impact of these exposures. The Company minimizes credit exposure by limiting
counterparties to nationally recognized financial institutions.
 
     At June 30, 2005,  the Company had foreign  currency  contracts for sale of
approximately  $2.3 million Japanese Yen at fixed rates. The contracts expire on
various dates through May 2007.  The Company has not designated the contracts as
hedges and,  accordingly,  has recorded the reduction in estimated fair value of
the contracts  during the third  quarter 2005 of $8,000,  and for the first nine
months of 2005 of $164,000,  in other  expense.  The estimated fair value of the
contracts was $37,000 at September 30, 2005.
 
     The Company is also subject to market risk related to the interest  rate on
its existing  line of credit.  As of September  30, 2005,  such interest rate is
based on the Libor Market Index Rate plus 300  basis-points.  A 100  basis-point
change in such rates during the three and nine months ended  September  30, 2005
would have changed the Company's  interest expense by  approximately  $2,000 and
$5,000, respectively.

     On May 26, 2005, GSE issued and sold to Dolphin Direct Equity Partners,  LP
a Senior Subordinated Secured Convertible Note in the aggregate principal amount
of  $2,000,000,  which  matures  March 31,  2009,  and a  seven-year  warrant to
purchase  380,952  shares of GSE common stock at an exercise  price of $2.22 per
share. The Dolphin Note is convertible into 1,038,961 shares of GSE common stock
at a  conversion  price of $1.925 per share and  accrues  interest at 8% payable
quarterly.   Both  the   convertible   note  and  the  warrant  are  subject  to
anti-dilution provisions.  The aggregate purchase price for the Dolphin Note and
GSE Warrant was $2,000,000.  At the date of issuance,  the fair value of the GSE
Warrant was $374,000 and the fair value of the Conversion  Option of the Dolphin
Note was $959,000, both of which were recorded as noncurrent  liabilities,  with
the offset  recorded  as  original  issue  discount  (OID).  The GSE Warrant and
Conversion  Option  liabilities  are  marked to  market  through  earnings  on a
quarterly  basis in accordance  with EITF No. 00-19,  "Accounting for Derivative
Financial  Instruments Indexed to, and Potentially Settled in a Company's Common
Stock".

Item 4. Controls and Procedures
       
     (a)  Evaluation  of  disclosure  controls  and  procedures.  Based on their
evaluation as of the end of the period  covered by this Form 10-Q, the Company's
principal  executive officer and principal financial officer have concluded that
the Company's  disclosure controls and procedures (as defined in Rules 13a-15(e)
under the Securities Exchange Act of 1934 (the "Exchange Act")) are effective to
ensure that information  required to be disclosed by the Company in reports that
it  files  or  submits  under  the  Exchange  Act is  recorded,  processed,  and
summarized  and reported  within the time periods  specified in  Securities  and
Exchange Commission rules and forms.
 
     (b) Changes in  internal  control.  There were no changes in the  Company's
internal  control over financial  reporting that occurred during the most recent
fiscal  quarter  that have  materially  affected,  or are  reasonably  likely to
materially affect, the Company's internal control over financial reporting.
       
PART II - OTHER INFORMATION
       
Item 1.  Legal Proceedings
       
     In accordance with its conduct in the ordinary course of business,  certain
actions and  proceedings  are  pending to which the  Company is a party.  In the
opinion of  management,  the aggregate  liabilities,  if any,  arising from such
actions are not  expected  to have a material  adverse  effect on the  financial
condition of the Company.

Item 2.   Unregistered Sales of Equity Securities and Use of Proceeds
       
        None
       
Item 3.   Defaults Upon Senior Securities
       
     The Company's credit facility requires GSE to comply with certain financial
ratios.  At September 30, 2005, GSE was not in compliance  with its debt service
coverage ratio.  The Company obtained a letter dated August 4, 2005 in which the
lender has  agreed to  forebear  from  exercising  its  rights  under the credit
agreement  against  GSE with  respect  to this  event  of  default  Company  has
delivered to the lender the Company's financial statements for the period ending
December 31, 2005.

Item 4.   Submission of Matters to a Vote of Security Holders
       
        None 
 
Item 5.   Other Information
       
        None
       
Item 6.   Exhibits 
       
       (a)  Exhibits
       
     31.1 Certification  of the Chief Executive  Officer pursuant to Section 302
          of the Sarbanes-Oxley Act of 2002.*

     31.2 Certification  of the Chief Financial  Officer pursuant to Section 302
          of the Sarbanes-Oxley Act of 2002.*

     32.1 Certification  of the Chief  Executive  Officer  and  Chief  Financial
          Officer  pursuant to Section 906 of the  Sarbanes-Oxley  Act of 2002.*

          _____________
*Filed herewith


                                   SIGNATURES
 
     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Date:  November 14, 2005        GSE SYSTEMS, INC.

                               /S/ JOHN V. MORAN
                              --------------------
                                 John V. Moran
                            Chief Executive Officer
                         (Principal Executive Officer)



                              /S/ JEFFERY G. HOUGH
                            ------------------------
                                Jeffery G. Hough
               Senior Vice President and Chief Financial Officer
                  (Principal Financial and Accounting Officer)