November 28, 2012 at 08:15 AM EST
Heritage Financial Group, Inc. Announces Quarterly Cash Dividend of $0.04 Per Share

Heritage Financial Group, Inc. (NASDAQ: HBOS), the holding company for HeritageBank of the South, today announced that its Board of Directors has declared a cash dividend of $0.04 per share. The dividend will be paid on December 21, 2012, to stockholders of record as of December 10, 2012.

Heritage Financial Group, Inc. is the holding company for HeritageBank of the South, a community-oriented bank serving primarily South Georgia, North Central Florida and Eastern Alabama through 23 full-service branch locations, 11 mortgage offices, and 4 investment offices. As of September 30, 2012, the Company reported total assets of approximately $1.1 billion and total stockholders' equity of approximately $122 million. For more information about the Company, visit HeritageBank of the South on the Web at www.eheritagebank.com.

Contacts:

Heritage Financial Group, Inc.
T. Heath Fountain, 229-878-2055
Executive Vice President and
Chief Financial Officer
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