The "cliff" out there may be when the dollar becomes like the ruble was in the old Soviet Union. "Our" government has manufactured money out of thin air, paying for all the massive entitlements and unemployment extensions that can be realistically paid for in no other way.
The dollar will become so devalued that our foreign trade partners will no longer accept them. Americans will see prices for necessities and all foreign products increase. There will be long lines for what there is available to buy. There will be scarcity of everything imaginable except for … dollars.