(MONEYTIPS) — College can be difficult enough as a teenager, but going back to school as an adult often presents a new level of challenges. You may be balancing a job and childcare responsibilities along with your educational goals, and dealing with other financial considerations such as a mortgage. Perhaps you are returning to the workforce after taking time off to raise children, lost your job and are counting on retraining for a new career, or need a higher degree to advance your current career.
Regardless of the reason you are returning to school, a successful adult educational experience requires both time management and money management. For help with money management, consider the following steps.
Lay out goals — Why are you going back to school? Explicitly laying out your objective will help you choose the proper school and program for you. Do you need a four-year program, two-year program, certification training, or simply a few classes to pick up specific skills?
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