(FAST COMPANY) – If you have ever found yourself knee-deep in a conversation about privilege, here’s one example: Many people reading this have credit cards with their real names on them. That’s not the case for people whose name or gender may not match what is officially on their credit cards.

Every time someone in the trans or nonbinary community has to whip out their credit card to rent a car or buy dinner, they may be required to prove a credit card that misidentifies them is actually theirs. That can mean a string of uncomfortable, personal questions that may feel like harassment masquerading as security concerns, and it can make going about daily life not only emotionally draining, but downright dangerous.

According to one survey, nearly one-third (32 percent) of individuals who have shown IDs with a name or gender that did not match their presentation found themselves being harassed, denied services, and/or attacked. That is a lot to deal with when you’re just trying to buy groceries, see a movie, get your hair done, or just exist in the world.

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