(CNN) On Monday, Equifax settled with the US Federal Trade Commission over its 2017 data breach, which affected 147 million Americans.
The settlement of up to $700 million includes as much as $425 million for individual compensation. With so many Americans affected, it's very likely you could qualify for some form of compensation as a result of the settlement.
And with so many names, addresses, birthdates and Social Security numbers leaked, you could still be at long-term risk for identity theft.
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Here's what you need to know.