When to close those credit card accounts

by Dave Ramsey -- Dear Dave, I've started following your plan, and I've got a beginner emergency fund of $1,000 saved. Now that I'm ready to start paying off debt in Baby more…

'Budget billing' for utilities?

by Dave Ramsey -- Dear Dave, I'm just starting my debt-free journey and trying to lay out a budget. What are your thoughts on budget billing for utilities? Ryan Dear Ryan, I more…

Work-home 'balance' is a myth

by Dave Ramsey -- Dear Dave, As a business owner, how do you find a life balance between work and home? I have my own small business, and sometimes I feel like more…

Dealing with pricey travel expenses?

by Dave Ramsey -- Travel expenses? Dear Dave, I’m an admissions counselor for a university, and I make $37,000 a year. I spend a lot of time on the road, and I’m more…

Preparing step-daughter for the real world

by Dave Ramsey -- Dear Dave, I'm getting married this summer and about become a stepfather, but my fiancee's daughter from a previous marriage seems very irresponsible. She's 20 and lives at more…

Fix the real problem (it's you)

by Dave Ramsey -- Dear Dave, I've heard you tell people to avoid debt consolidation companies. Why do you think debt consolidation is such a bad thing? Tom Dear Tom, The main more…

Whose money before and after wedding?

by Dave Ramsey -- Dear Dave, I'm getting married this summer, and I'm on Baby Step 4 of your plan. My fiancée is getting onboard with your advice, too, and she's currently more…

An insurance company for investing?

by Dave Ramsey -- Dear Dave, I'm single and a firefighter, and we have a pension plus a 457(b) retirement plan. I'm not contributing to the 457(b) right now, because I'm following more…

Pay off that debt -- then save

by Dave Ramsey -- Dear Dave, I just realized our insurance has a health savings account (HSA) option. We've considered dropping this insurance soon and going to a cheaper Christian medical sharing more…