The scoop on vehicle depreciation

by Dave Ramsey -- Dear Dave, I'm self-employed, and I travel about 30,000 miles a year in my van. I'm three payments away from having the vehicle paid off, but it has more…

Enjoy some rice 'n' beans for a while

by Dave Ramsey -- Dear Dave, My husband broke a few ribs and his collarbone a couple of years ago when he flipped our ATV. He's fine now, but we still have more…

Landlords: Be nice but firm

by Dave Ramsey -- Dear Dave, I own a rental property that brings in enough to pay the taxes and insurance with a little left over. Recently, I found out that my more…

Pause investing for a luxury?

by Dave Ramsey -- Dear Dave, Where should you save for large expenditures when you're doing the Baby Steps? Heath Dear Heath, Depending on what the expenditure is, I would suggest saving more…

3 traps that endanger college grads

by Dave Ramsey -- Dear Dave, I'm currently a senior in college. I'm completely debt-free right now, and I am wondering what I should do to stay this way after graduation. Cary more…

Pain, pleasure and budgeting

by Dave Ramsey -- Dear Dave, My wife and I are in our 20s. We have no debt and $50,000 in the bank. Our income is $90,000 a year, and we're cautious more…

My husband the dreamer

by Dave Ramsey -- Dear Dave, We're debt-free including our home. My husband is a man of faith, but a bit of a dreamer. He has written several inspirational books that haven't more…

Avoid bankruptcy like the plague

by Dave Ramsey -- Dear Dave, What are the long-term effects of declaring bankruptcy? Brittany Dear Brittany, One of the biggest aftershocks of filing bankruptcy is that it stays on your credit more…

The nerd in the family

by Dave Ramsey -- Dear Dave, I have a question about budgeting. I give myself and my husband $150 a month each for blow money to be used on whatever we want. more…