Problems with having no credit score?

by Dave Ramsey -- Dear Dave, I'm 20 years old, and I'm trying to get out of debt. However, I'm concerned about what might happen when I'm older and don't have a more…

Your bank's bad advice

by Dave Ramsey -- Dear Dave, I want to roll over a 401(k), and my bank is encouraging me to roll it over to fixed annuities. Is this a good investment? John more…

Is extravagant giving foolish spending?

by Dave Ramsey -- Dear Dave, My husband and I are debt-free, and we have several hundred thousand dollars in savings. We pay for our children and grandchildren to visit during Christmas more…

Russian roulette with company card

by Dave Ramsey -- Dear Dave, My wife and I are debt-free except for our home. She travels one week per month and charges her expenses to a personal credit card for more…

Keep the lifestyle simple

by Dave Ramsey -- Dear Dave, I recently got a new job that will increase my income by $20,000 a year. I've got $65,000 in debt, and I'm trying to pay it more…

Are extended warranties worth it?

by Dave Ramsey -- Dear Dave, I recently traded in my old truck for a much newer one. I purchased an extended warranty at the time, and now I feel like I more…

Is gambling really entertainment?

by Dave Ramsey -- Dear Dave, How do you feel about gambling at a casino, as long as you limit your spending and don't expect to win big money? Brian Dear Brian, more…

The foolishness of being 'unbanked'

by Dave Ramsey -- Dear Dave, I know you hate payday loan companies. Do you feel the same way about check-cashing companies? Brian Dear Brian, Check-cashing companies are not a good deal, more…

In medical residency … and in debt

by Dave Ramsey -- Dear Dave, I went to medical school, and now I have $70,000 in debt. I just started a three-year residency making about $50,000 a year, while my wife more…

When your wife's a spoiled brat

by Dave Ramsey -- Dear Dave, How can I get credit card companies to stop sending us pre-approved offers? My wife continues to sign up for these, and now we have $40,000 more…