author-image Dave Ramsey Dave Ramsey is a nationally syndicated radio talk-show host and best-selling author. His life experience gives him an unusually deep perspective and insight into life and money matters. His most recent book is Get Dave's latest, "The Money Answer Book"

Moving in with mom?

by Dave Ramsey -- Dear Dave, We're on Baby Step 1 of your plan, and we have $1,000 saved. We have a baby, my husband brings home about $2,000 a month, and more…

'No' is a complete sentence

by Dave Ramsey -- Dear Dave, I'm a single dad with two teenagers at home. My 15-year-old son wants to open a checking account of his own, but he doesn't want me more…

Enough is enough – go to cash only

by Dave Ramsey -- Dear Dave, I have a problem with impulse spending. I switched to a debit card so that the money comes straight out of my checking account, but I more…

The debt-paid-off blues

by Dave Ramsey -- Dear Dave, I'm about to complete Baby Step 3. I've been very intense about following your plan, but I was wondering if there's ever any kind of frustration more…

Don't stay down!

by Dave Ramsey -- Dear Dave, I just lost my job due to company-wide layoffs. I have an emergency fund, but I'm losing my health insurance. Our state has a program that more…

Downsize house to get out of debt?

by Dave Ramsey -- Dear Dave, Is it ever a good idea to sell your home and buy a smaller, less expensive one in order to get out of debt more quickly? more…

4 hours in the car every day?

by Dave Ramsey -- Dear Dave, My husband works two hours away from home. He gets up at 3 a.m. and doesn't get home until 7 p.m. We have a fully funded more…

Dump the 'rewards' card

by Dave Ramsey -- Dear Dave, I want to keep one of our credit cards open and use the bill-pay option for utilities and other monthly bills. I want to do this more…

Credit-card proof your kids!

by Dave Ramsey -- Dear Dave, Is there some way to put a block on a credit report prior to sending a kid to college, so that the credit-card hustlers can't get more…