Not the way to leave an estate

by Dave Ramsey -- Dear Dave, My mom is 71 and debt-free. She's investing $600 a month in a universal life insurance policy worth $250,000 because she wants to leave something behind more…

Silicon Valley vs. San Antonio

by Dave Ramsey -- Dear Dave, I have job offers from two tech companies. One is in San Antonio and pays $55,000 a year, while the other is in Silicon Valley making more…

Her husband wants what?

by Dave Ramsey -- Dear Dave, My husband has a great job, and I love my work and schedule as a substitute teacher. However, he wants me to take a full-time position more…

The 25% house-payment rule

by Dave Ramsey -- Dear Dave, You recommend that no more than 25 percent of your monthly income go toward a house payment. Does this figure include taxes and insurance, too? Ryan more…

When to buy used vs. new

by Dave Ramsey -- Dear Dave, What things do you advise buying used versus buying brand new? Amy Dear Amy, I'm afraid there's not one good, across the board answer, because it more…

Take the Roth!

by Dave Ramsey -- Dear Dave, My current employer offers a regular 401(k) and a Roth 401(k). I've got several years before I retire, so which one should I choose? Jennifer Dear more…

Nix that anniversary 'honeymoon'

by Dave Ramsey -- Dear Dave, Would it be OK to go on a 10th-anniversary honeymoon while we're working on our debt snowball? Karen Dear Karen, I don't think so. I mean, more…

Millionaire widow needs a prenup

by Dave Ramsey -- Dear Dave, My husband died several years ago. He always worked very hard, and we did very well financially. I am now 48 and have $3.8 million in more…

When's it time for baby birds?

by Dave Ramsey -- Dear Dave, My wife and I are debt-free except for our house, and she would like for us to go ahead and start a family. I make good more…

Does your mortgage make you 'house poor'?

by Dave Ramsey -- Dear Dave, I know you recommend that no more than 25 percent of your take-home pay should go toward rent or a mortgage payment. Should taxes and insurance more…