Serious about getting out of debt?

by Dave Ramsey -- Dear Dave, Should you budget for "mad money," or just carrying around cash, when you're trying to get out of debt? Aurora Dear Aurora, What really matters is more…

When to suspend 401(k) contributions

by Dave Ramsey -- Dear Dave, I'm 30 and debt-free. Do you think I should stop making contributions to my 401(k) account for a year in order to save up an emergency more…

Gold won't help you in crashed economy

by Dave Ramsey -- Dear Dave, I'm retired, and currently I have about 5 percent of my retirement savings in gold and silver I've been acquiring over the last few years. I've more…

Florida flood insurance?

by Dave Ramsey -- Dear Dave, I'm debt-free except for my home, and I'll have that paid off in about 12 months. I currently make $60,000 a year and live in an more…

What is real passive income?

by Dave Ramsey -- Dear Dave, I've been following your plan, and I'd like to find a way to make a little more money on the side. Do you have any ideas more…

How to stop busting the budget

by Dave Ramsey -- Dear Dave, My mom and dad always told me to live below my means, but they never showed me how to make it happen. I've gotten out of more…

Is an umbrella policy wise?

by Dave Ramsey -- Dear Dave, I follow you on Twitter, and I was wondering if you recommend buying an umbrella policy. If so, how much? Dean Dear Dean, If you've started more…

Be the dad!

by Dave Ramsey -- Dear Dave, My son works, but he's 19 and lives at home. He's on my auto insurance and cell phone accounts, because we both get discounts on the more…

Car insurance and teenage drivers

by Dave Ramsey -- Dear Dave, My husband and I are debt-free except for our home, and we have about $100,000 in savings. Recently, one of our daughters was diagnosed with Crohn's more…

Trying to help a flighty friend

by Dave Ramsey -- Dear Dave, I have a friend who is experiencing financial problems. She is between real jobs at the moment and only bringing in about $600 a month. But more…