Dave Ramsey

‘It sounds like she’s not planning on using this money, but using the income from the money’

‘I can tell you’re excited about the idea of getting out of debt. And that’s a good thing!’

‘Walk right up to that fine line that separates bold and confident from pushy’

‘Make sure the goals are yours. Trying to achieve someone else’s goals for your life never works’

‘Sometimes a compassionate and objective third party can help’

‘Baby Step 6 is where you pay off your home early. How great will that feel?’

‘I hope you have a nice, large income with which to fight that big pile’

‘A fully funded emergency fund can turn a disaster into nothing more than an inconvenience’

‘You can buy and pile up tons of stuff, but you’re not going to be truly happy until you find contentment’

‘I lost my job and totaled my car. I’m about to lose my apartment, too’

‘After you’ve accomplished the first three steps, then you can move up to a nicer car’

‘It’s good for kids to hear the give and take where handling money is concerned’

‘There’s nothing wrong with spending some cash if you can afford it’

‘You’re both serious about dumping debt and getting control of your finances’

‘You’re not helping this lady by bailing her out every time she creates a money mess’

‘There’s no way I’d sign on for something like this’

‘Sure, you may have to give up a few little things for a short while’

‘Everyone hits a rough stretch of road in life from time to time’

‘My wife and I did this very thing with our kids as they were growing up’