Pets allowed in your rentals?

by Dave Ramsey -- Dear Dave, I have several rental properties, and lately I've been spending a ton of money remodeling them because I allow pets. Do you think I should begin more…

Will feds snatch my kid's college funds?

by Dave Ramsey -- Dear Dave, I have a 5-year-old daughter, and I want to start a 529 for her. However, I'm concerned that the government might seize the 529 assets in more…

How not to ask for a raise

by Dave Ramsey -- Dear Dave, What's your advice on asking for a raise at work when you have more responsibility than a co-worker but the same title on paper? After being more…

A good idea to freeze your credit report?

by Dave Ramsey -- Dear Dave, Do you recommend a credit freeze to protect against identity theft? Eric Dear Eric, I absolutely recommend doing that, especially if you're not borrowing money anymore. more…

Bankruptcy, chapter and verse

by Dave Ramsey -- Dear Dave, What's the difference between a Chapter 7 bankruptcy and Chapter 13 bankruptcy? Claudia Dear Claudia, Chapter 7 bankruptcy is what most people think about when they more…

Back away from the 529!

by Dave Ramsey -- Dear Dave, My wife and I have $25,000 in credit card debt, $2,500 in medical bills and $89,000 each in student loan debt from when we each got more…

Not the way to leave an estate

by Dave Ramsey -- Dear Dave, My mom is 71 and debt-free. She's investing $600 a month in a universal life insurance policy worth $250,000 because she wants to leave something behind more…

Silicon Valley vs. San Antonio

by Dave Ramsey -- Dear Dave, I have job offers from two tech companies. One is in San Antonio and pays $55,000 a year, while the other is in Silicon Valley making more…

Her husband wants what?

by Dave Ramsey -- Dear Dave, My husband has a great job, and I love my work and schedule as a substitute teacher. However, he wants me to take a full-time position more…

The 25% house-payment rule

by Dave Ramsey -- Dear Dave, You recommend that no more than 25 percent of your monthly income go toward a house payment. Does this figure include taxes and insurance, too? Ryan more…